Phone Sales Consultant – Credit & Debt Solutions
White, Jacobs & Associates
Location: In-Office (Plano, TX)
Employment Type: Full-Time
Compensation: Average earnings around $60,000; top performers consistently earn $100,000+
About the Role
This is a full-time, in-office phone sales role for professionals who know how to guide a conversation, handle objections, and ask for the sale with confidence.
You will work warm inbound leads only, people who have already reached out for help with credit and debt solutions. There is no cold calling, but this is not a customer service or administrative position. It is a consultative sales role focused on enrolling qualified clients into the right program.
Every person who contacts White, Jacobs & Associates is dealing with some level of financial stress, denied a mortgage, buried in debt, trying to qualify for a business loan, or simply embarrassed by their situation. Your job is to educate, build trust, and close the right solution, never to pressure or mislead.
A Note from Our Leadership
We’re looking for consultants who genuinely care about the people they speak with, not just the outcome of the sale. We can teach skills; we cannot teach attitude or effort.
If you want more than just a job and you want to help people while building a real sales career, we’d like to talk.
What You’ll Do
You’ll meet and speak with prospective clients every day to:
- Run structured phone consultations with warm inbound leads
- Understand their financial goals and current situation
- Review their credit profile and explain how credit reporting works
- Educate them on our programs and available solutions
- Handle objections confidently and ethically
- Recommend and enroll clients into the program that best fits their needs
- Follow up with integrity (not pressure) to move prospects from “interested” to “enrolled”
- Document all interactions thoroughly and maintain an organized pipeline in the CRM
Who Succeeds in This Role
We’re looking for proven or high-potential closers who:
- Have strong communication skills and confidence on the phone
- Are comfortable in a metrics-driven, commission-based sales environment
- Are coachable, driven, and accountable
- Have a strong work ethic and performance mindset
- Naturally build trust and enjoy solving problems
Experience:
- Sales experience (inside sales, phone sales, financial services, insurance, high-ticket offers) is strongly preferred
- Debt settlement, financial services, or high-ticket sales experience is a strong advantage
- We will consider candidates without direct sales experience only if they are clearly coachable, competitive, and ready to work in a performance-based role
This Job Is NOT For You If...
- You dislike working in a commission-based or performance-driven role
- You are uncomfortable asking for the sale or handling objections
- You need someone standing over your shoulder to stay productive
- You make excuses instead of taking ownership
- You believe high pressure is the only way to sell
- You dislike following compliance and systems
- You cut corners or believe “good enough” is good enough
Training & Support
- Paid, hands-on training
- Proven sales scripts and call structure
- Compliance training and CRM system training
What Success Looks Like
Within your first 90 days:
- Master our consultation and sales process
- Become fluent in credit education and how our programs work
- Earn clients’ trust while maintaining exceptional compliance
Within your first year:
- Become one of the most trusted consultants our clients speak with
- Maintain strong close rates and build a steady referral pipeline
- Help hundreds of families improve their financial future while growing your income
Compensation & Environment
- Performance-based income with uncapped commission
- Realistic average earnings around $60,000; top performers consistently earn $100,000+
- Competitive, sales-focused environment with strong systems and support
Our Core Values
At White, Jacobs & Associates, we believe:
- Integrity over commissions
- Education over pressure
- Relationships over transactions
- Systems over shortcuts
- Continuous improvement over complacency
We don’t promise miracles. We set realistic expectations and do the right thing, even when no one is watching.
Pay: $60,000.00 - $100,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Paid training
- Vision insurance
Application Question(s):
- Are you willing to work in a commission-based, performance-driven sales role?
Ability to Commute:
- Plano, TX 75075 (Required)
Work Location: In person