Overview
Join our dynamic team as an Auto Finance Manager, where you will lead the dealership’s financing operations with energy and expertise. In this vital role, you will oversee the entire auto loan process, from credit analysis and transaction structuring to compliance with financial regulations. Your enthusiasm for customer service and automotive sales will drive successful financing solutions, ensuring a seamless experience for our clients. This position offers an exciting opportunity to leverage your industry knowledge, negotiation skills, and financial acumen to boost dealership performance and customer satisfaction.
Responsibilities
- Manage the auto finance process by evaluating credit applications, structuring loans, and securing approvals in accordance with industry standards and regulatory guidelines.
- Develop strong relationships with customers by providing transparent financing options and upselling additional products such as automotive insurance and extended warranties.
- Coordinate with lenders, title companies, and internal teams to ensure timely loan processing, TILA compliance (Truth in Lending Act), and accurate title processing.
- Conduct thorough credit analysis and review financial documents to determine loan eligibility while adhering to dealership policies and federal regulations.
- Negotiate terms with customers to achieve mutually beneficial agreements that maximize sales while maintaining compliance with automotive sales industry regulations.
- Maintain comprehensive records of all transactions, contracts, and compliance documentation using financial software and ensuring accuracy through 10-key typing proficiency and basic math skills.
- Stay informed about industry trends, changes in financial regulations, and dealership policies to ensure ongoing compliance with laws such as TILA and other financial regulatory standards.
Requirements
- Proven experience as a loan officer or in a similar financial services role within the automotive or dealership industry.
- Strong knowledge of automotive financing, insurance products, and industry-specific regulations including TILA, title processing, and financial compliance standards.
- Excellent customer relationship management skills combined with a passion for delivering exceptional customer service.
- Demonstrated ability in transaction structuring, negotiation, upselling, and deal closing within a fast-paced sales environment.
- Proficiency with financial software systems, credit analysis tools, and 10-key typing for accurate data entry.
- Solid understanding of automotive sales industry regulations along with basic math skills necessary for accurate calculations.
- Ability to analyze credit reports, interpret financial documents, and ensure all transactions meet legal requirements for consumer protection laws.
Join us as an Auto Finance Manager where your expertise will empower customers to drive away confident in their financing choices while contributing to our dealership’s success!
Pay: $150,000.00 - $250,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Employee discount
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Work Location: In person