We are a not-for-profit, member-focused financial institution looking to add value to our members' lives and we stand by the credit union motto, 'People helping People.' We are a small office so every employee makes an impact. Westminster FCU is looking for a consumer loan officer. Pay varies depending on experience.
Responsibilities include (but are not limited to):
- Process loan applications and gather necessary documentation for auto loans (including motorcycle and RVs), signature loans, home equity loans, secured loans, etc.
- Review loan files to ensure accuracy and completeness
- Verify borrower information, employment history, and creditworthiness
- Calculate debt-to-income ratios and other financial ratios
- Prepare loan documents and coordinate with escrow and title companies
- Communicate with borrowers, lenders, and other parties involved in the loan process
- Maintain confidentiality of sensitive borrower information
Requirements:
- Strong attention to detail and accuracy
- Proficient in 10-key typing and data entry
- Knowledge of banking industry and loan processing procedures
- Excellent math skills for calculating financial ratios
- Ability to work under pressure and meet deadlines
- Strong communication and customer service skills
- Familiarity with escrow processes is a plus
If applicant is selected, an NMLS ID number will be required. If applicant doesn't currently have an NMLS, applicant will be required to obtain one within 6 months from employment start date. Other duties as assigned.
Job Type: Full-time
Pay: From $43,680.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Education:
- High school or equivalent (Required)
Experience:
- Loan origination: 1 year (Preferred)
- Underwriting: 1 year (Preferred)
- Customer Service: 2 years (Preferred)
Ability to Commute:
- Westminster, CO 80031 (Required)
Work Location: In person
Pay: $45,760.00 - $52,000.00 per year
Benefits:
- 401(k)
- 401(k) 4% Match
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Work Location: In person