Overview
Join our dynamic team as a Loan Officer and become a vital part of helping clients achieve their financial goals through expert mortgage and loan services. In this energetic role, you will guide customers through the loan process, from initial application to final approval, ensuring a seamless experience while adhering to all industry regulations. Your proactive approach and industry knowledge will drive successful loan origination, foster strong client relationships, and support our mission to deliver exceptional financial solutions. This paid position offers an exciting opportunity to develop your career within the thriving financial services sector.
Responsibilities
- Assess client needs and provide tailored loan options by analyzing financial information and credit reports
- Facilitate the loan origination process using Loan Origination Systems (LOS) and other financial software tools
- Conduct thorough credit analysis, underwriting, and risk assessments in compliance with FNMA (Fannie Mae) guidelines and Fair Housing regulations
- Negotiate terms with clients, ensuring mutual understanding and satisfaction while maintaining compliance with TILA (Truth in Lending Act) and other loan regulations
- Manage mortgage servicing activities, including escrow management and mortgage contract processing
- Build strong relationships with clients through effective communication, ensuring clarity on loan terms and application status
- Stay updated on industry knowledge of financial regulations, banking compliance standards, and mortgage lending best practices
Experience
- Proven experience as a Loan Officer or in a similar financial sales role within retail or commercial lending environments
- Strong understanding of the lending processes, including loan processing, underwriting, and industry-specific software such as Loan Origination Systems (LOS) and accounting software
- Excellent negotiation skills combined with customer service expertise to foster trust and long-term client relationships
- Knowledge of Fair Housing laws, TILA regulations, FNMA guidelines, and banking regulatory compliance standards
- Ability to perform basic math accurately for credit analysis and financial calculations
- Experience with credit analysis, risk assessment in commercial lending, and familiarity with mortgage services is highly desirable
- Demonstrated ability to communicate effectively with clients, underwriters, and regulatory bodies while maintaining high levels of professionalism
Join us to make a meaningful impact by helping clients navigate their financial journeys confidently!
Pay: $52,298.13 - $62,982.70 per year
Work Location: In person
