The Harvard State Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, disability, or protected veteran status.
Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $22.00 – $25.00 per hour
Overview:
The Harvard State Bank has an opening for Credit Analyst. This position provides loan analysis, administrative support, exceptional customer service, and loan processing/maintenance for the loan department and commercial loan officers.
Key Responsibilities:
- Prepare the loan analysis, cash flows, and loan narratives
- Spread & analyze business and personal financial statements, tax returns, etc.
- Perform collateral analysis for real estate, accounts receivable, inventory, investments, etc.
- Research industry trends and potential risks
- Conduct annual reviews on existing credit relationships as needed to monitor credit quality
- Involved in the process of getting the loan approved and completing a loan file from beginning to end
- Create and follow loan pipeline for new loans and loan renewals.
- Conduct annual reviews on bank vendors to assess their financial condition
- Complete real estate appraisal reviews for both commercial and residential properties
- Constant Communication with Loan Officer to meet certain file deadlines
- Follow up of loan exceptions for financial documents. Only notify Loan Officer when all efforts have been exhausted.
- Help in administering internal and external audits by checking and verifying file information
How to Apply:
Send your resume to: [email protected]
