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Represent the Bank to the customer in a courteous and professional manner. Furnish prompt, efficient, and accurate service.
- Build relationships with auto dealers to increase loan volume for the Indirect Department
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Keep up with the auto industry changes and make sure City Bank stays competitive in the Indirect market
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Underwrite Indirect loan applications sent in by auto dealerships
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Collect on past due Indirect loan accounts
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Service and maintenance Indirect loans
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Customer support of Indirect loans
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Assist Indirect Lending Doc Prep to help expedite the funding process on Indirect loans
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Give attention to detail and provide excellent communication skills.
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Maintain work area in a clean, neat, and professional environment.
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Participate in training sessions as required by supervisor.
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Interview loan applicants to obtain and analyze financial and other relevant information in order to determine the creditworthiness of each applicant and the merit of the individual request.
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Establish and negotiate terms under which credit will extended, including costs, repayment methods and collateral requirements.
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Collect and analyze interim information on outstanding loans under servicing responsibility.
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Collect accounts with an acceptable level of past dues.
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Visit customer businesses for inspection of plant facilities.
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Advise customers, when appropriate, on business management or financial affairs.
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Serve as contact for customers of non-loan related services.
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Develop customer base through an active solicitation of prospective and existing clients with an emphasis on selling bank products.
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Approve loans utilizing individual lending authority as provided in loan policy.
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Develop material for and make recommendations to Loan Committee on requests above individual authority requiring Committee approval.
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Counsel with and assist in the training and development of other loan officers as requested.
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Provide input to officers on loan requests as to credit quality, structure and pricing.
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Maintain active interest in local and national affairs which could have an impact on lending activities.
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Maintain involvement in civic and community activities, representing the Bank in a favorable manner.
Equal Opportunity Employer/Veterans/Disabled
