Job Title
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Commercial Line Underwriter
Location
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1440 Kapiolani Blvd. Ste 950. Honolulu, HI 96814
Salary
Position Type
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Full-time
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Non-exempt (Hourly) or Exempt (Salaried)
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Monday – Friday
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8:00 am – 5:00 pm
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Hybrid after 90 days – 3 days in office/2 days remote
Reports to
DB Insurance is seeking a Commercial Line Underwriter to join our team. This role is open to both experienced professionals and entry-level candidates or individuals looking to transition into commercial underwriting. Exposure to Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers’ Compensation is a plus. Applicants must currently reside in Hawaii to be considered for this position.
Key Responsibilities:
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Underwrite and manage a portfolio of Commercial Lines policies, ensuring compliance with company guidelines and regulatory requirements
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Analyze risk data of prospective insurance applicants to identify hazards and exposures for endorsements and renewals
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Collaborate with the underwriting team to enhance knowledge of insurance processes, operational procedures, and underwriting best practices
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Effectively manage agency relationships to drive growth and profitability.
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Work closely with other team members and management to achieve monthly and annual branch goals
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Assess applications to determine whether to accept, modify, or decline accounts in alignment with underwriting guidelines
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Build and maintain strong agency relationships to foster growth and support business development efforts
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Monitor market trends, industry developments, and regulatory changes to adjust underwriting strategies accordingly
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Review data accuracy and prepare monthly closing reports for each product line
Qualifications:
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Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience
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Strong analytical and decision-making skills, with a solid understanding of underwriting principles
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Excellent communication skills, with the ability to work collaboratively with agents and internal teams
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Ability to collaborate effectively with cross-functional teams to meet goals
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Proficiency in Microsoft Office Suite/Google Workspace applications and underwriting software
Preferred:
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Experience in underwriting CMP, Commercial Auto, Commercial Umbrella, or Worker’s Compensation
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Professional designations such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting) are a plus
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Strong background and specialized experience in Worker’s Compensation
Benefits
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Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
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Paid time off and sick leave
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13 annual paid holidays
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401(k) plan with up to 4% company match
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Flexible Spending Account (FSA) & Dependent Care FSA
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Quarterly Fringe Benefit reimbursements
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Job-related training reimbursement
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Casual dress code
About Us
At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world-class resources with the agility of a close-knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
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