Description:
NET Credit Union is seeking a high-energy Indirect Lending Officer to join our growth focused team. In this role, you will be responsible for evaluating and approving loan applications submitted through our extensive dealer network
Experience: Minimum of three to five years of consumer lending experience primarily in the field of indirect lending
Education: High school diploma or equivalent
This is a full-time position with an excellent benefit package
Requirements:
- Responsible for funding loans, processing and underwriting loan requests that originate from our dealers, analyzing data, approving or denying credit and notifying necessary parties of the loan decision
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Regularly communicate with dealers regarding applications in progress and actively foster relationships with dealer partners through telephone, in-person or other means of communication
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Respond to questions, answer inquiries concerning all aspects of loans originated in indirect lending from various sources such as other staff members, dealers and members
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Responsible for producing good quality loans to achieve a high profit margin on loans originated through indirect channels
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Process, prepare and send denial notices to members that have been denied loans
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Acquire licensing required for new or existing dealerships
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Maintain forms and rate sheets on dealer platforms and loan origination system
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Make confirmation calls to members on recent purchases
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Research ways to increase efficiency for departmental functions
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Participate in training activities within the department or branch to ensure compliance with credit union policies and state and federal regulations and laws
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Identify and inform management of trends and issues observed when speaking to dealers
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Other duties as assigned
Must be willing to work varied hours including after 5:00 pm and rotating Saturdays