Sr. Underwriter - CRE
The Underwriter Sr - CRE applies advanced knowledge of Commercial Real Estate to underwrite new CRE lending opportunities. This position collaborates closely with the originations team to make credit risk determinations in accordance with EverBank policies and procedures.
Key Responsibilities and Duties
- Leads the initial credit evaluation and screening of transactions, focusing on qualitative assessment and quantitative evaluation of the new opportunity, including financial modeling.
- Supports active bidding and negotiation with counterparties for the most attractive loan opportunities based upon initial credit assessment and risk/return objectives.
- Supports and directly participates in the drafting, negotiating and execution of term sheets/LOIs associated with new loans.
- Collaborates with the real estate originations team and other internal parties on legal due diligence and documentation for new loan originations and closings, including property inspections, borrower-sponsor meetings and meetings with local market participants to enhance underwriting of property/market/business plan.
- Prepares internal credit memos and presentations to investment committee(s).
- Provides on-going portfolio management support and related asset management requirements through loan repayment.
- Applies advanced knowledge and expertise with all CRE asset classes and functional knowledge of US property markets to make credit approval decisions and recommendation.
- Reviews and interprets complex business plans and financials to make recommendation for effective risk mitigation approaches.
- Provides loan structuring and credit enhancement strategy recommendations to mitigate credit risk for the bank and to ensure alignment with EverBank's credit risk appetite and policies.
Minimum Qualifications
- 5 years of experience in commercial underwriting
- Previous experience supporting Commercial Real Estate loans (CRE)
Preferred qualifications
- 7+ years of CRE originations underwriting experience
- Previous experience conducting complete credit analysis including gathering and analyzing all types of credit information on existing and prospective customers for CRE loans
- Previous experience with construction loans is a plus
Educational Requirements
- University (Degree) Preferred
Physical Requirements
- Physical Requirements: Sedentary Work
Career Level
8IC
Requirements:
Position will require frequent business travel.
Posting end date - 6/5/26
Req Benefits:
EverBank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:
- Medical, dental, vision & HSA/FSA
- 401(k) savings
- Paid holidays & generous PTO
- Additional wellness & voluntary benefits
Additional Company-provided benefit options (subject to plan terms):
- Tuition reimbursement
- Commuter Benefits
- Life and Disability Insurance
Compensation: $126,225 - $160,000
Additional Details :
EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.
The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
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