To be considered for this position, please complete the online employment application for this role (Apply Now) AND complete the Predictive Index workplace assessment here: https://assessment.predictiveindex.com/bo/6Y0D/MortgageLender_Mar2026_221535
The Mortgage Lender is primarily responsible for originating and managing a range of portfolio mortgage products, including non-conforming mortgages, construction loans, second homes/vacation properties, and HELOCs. They work closely with individual and business clients to assess their financial needs and offer tailored loan solutions. They will act as a liaison between customers and the Bank’s conforming mortgage referral partner to guide them through the application process.
PRIMARY DUTIES & RESPONSIBILITIES:
- Reviews loan applications, analyzes financial information, evaluates collateral, and determines creditworthiness
- Makes appropriate credit decisions, underwrites loans within approved lending authority, and recommends loan approval to higher authority, when needed.
- Ensure accurate and complete documentation for loan approvals.
- Provide personalized financial solutions based on customer needs.
- Educate customers on loan products, terms, and repayment options.
- Maintain long-term relationships with clients to promote loyalty and repeat business.
- Proactively identify referral opportunities for banking products such as credit cards, deposit accounts, and insurance.
- Maintains an active role in the community and develop relationships with local businesses, realtors, and others in the real estate industry to generate referrals.
- Meet or exceed loan production goals and sales objectives.
- Adhere to all banking policies, regulatory guidelines, and lending procedures.
- Ensure loans comply with underwriting guidelines and risk assessment standards.
- Monitor loan performance and resolve any delinquent accounts.
- Laison to secondary mortgage vendor.
- Any additional duties as assigned by Management.
