The Risk Management Analyst is responsible for identifying, assessing, and mitigating financial and operational risks across the organization. This role plays a critical part in protecting the company's portfolio by analyzing lending trends, monitoring risk exposure, and supporting the development of risk management strategies aligned with business objectives.
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Analyze loan portfolio performance to identify risk trends, delinquencies, and potential losses
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Develop and maintain risk models, reports, and dashboards to support decision-making
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Monitor credit risk, operational risk, and compliance-related exposures
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Collaborate with underwriting, collections, and compliance teams to improve risk controls
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Support the development and refinement of risk policies and procedures
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Conduct periodic risk assessments and present findings to leadership
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Ensure alignment with internal controls and regulatory requirements
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Bachelor's degree in Finance, Economics, Business, or a related field
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2–4 years of experience in risk management, financial analysis, or lending operations
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Strong analytical and quantitative skills
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Proficiency in Microsoft Excel and data analysis tools
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Ability to interpret financial data and communicate insights effectively
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Experience in consumer finance or installment lending
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Familiarity with risk modeling, credit scoring, or portfolio analytics
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Knowledge of SQL, Python, or data visualization tools (Tableau, Power BI)
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Understanding of regulatory frameworks related to lending
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Base Salary: $70,000 – $85,000 annually, based on experience
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Performance Incentive: Annual bonus eligibility up to 10–15%
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Total Compensation Potential: $77,000 – $98,000+
Benefits Package Includes:
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Medical, dental, and vision insurance
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401(k) with company match
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Paid time off and company holidays
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Professional development and certification support
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Career advancement opportunities
