At INTRUST Bank, People Come First. Guided by strong character qualities—such as respect, compassion, humility, positivity, and initiative—we work to support one another, serve our customers, and strengthen our communities. Here, your career matters. You’ll find an environment where you’re encouraged to grow, empowered to lead at any level, and supported as you build a meaningful career with a trusted organization.
Job Summary: Principal responsibilities are to develop new real estate business, including loan, treasury management and deposit products, by working directly with customers and prospects. Will also assist commercial lenders with real estate loans when it comes to legal structure, legal compliance issues, financial analysis, and knowledge needed to originate a real estate loan. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all they do in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST’s character qualities.
Essential Functions:
- All expectations described in the job description’s essential functions are necessary to be successful in this role, performed with or without a reasonable accommodation.
- Provide support and understanding of the legal issues related to lending on real estate transactions, property ownership, ownership entities, real estate title policies, environmental issues, environmental compliance, appraisal issues, and appraisal compliance.
- Assist in reviewing loan documents related to the contractual lending agreements on new and renewal commercial real estate loans.
- Ensure timeliness and accuracy of all requirements for proper compliance with deadlines and regulations.
- Maintain knowledge of the laws and requirements to originate and manage a commercial lending portfolio.
- Administer a portfolio of loans originated maintaining asset quality and conducting appropriate collection efforts.
- Refer prospects to Commercial Lending, Consumer Lending, Treasury Management and Wealth Management.
- Lending authority will be commensurate with lending experience.
Education and Experience: Position requires a bachelor’s degree in business; preferably a major in General Business, Finance, Accounting, or Economics. Prefer three years of credit analysis, commercial lending, or commercial real estate lending experience.
Required Skills and Knowledge: Skills required are financial analysis, sales, relationship management and involvement in community activities, along with good communication skills, verbal and written. The person in this position should be able to interview the customer and structure non-complex loans with limited supervision. Basic computer skills for spreadsheet preparation, word processing, and power point presentations. Knowledge of business and personal deposit, treasury management, and loan products including SBA requirements are required.
Required Licenses and/or Certifications: Nationwide Mortgage Lending System Registered or ability to meet qualifications for registration.
Physical Demands: Extended period(s) of time may be spent viewing a personal computer, sitting, standing, and walking. Occasional lifting up to 25 lbs. The physical demands necessary for this role should be performed with or without a reasonable accommodation.
Working Conditions: Normal office conditions. Some travel required.
This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position. Employees will be required to follow any other duties as assigned or requested by their supervisor.
INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual’s protected category constitutes a bona fide occupational qualification.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
