Now Hiring: In-House Loan Officer (Columbia, SC)
Locations: Columbia, South Carolina
Position Type: Full-Time | In-House with Real Estate Partner
Compensation: Competitive commission structure (details discussed with qualified candidates)
About the Role
We’re seeking an experienced, high-level Loan Officer to serve as the in-house LO for a busy real estate company in the Twin Cities. This role comes with built-in purchase leads from an active real estate operation, while also allowing you the freedom to originate and grow your own pipeline.
This is a great opportunity for a Loan Officer who thrives in a purchase-driven environment, understands complex files, and knows how to structure deals that close.
What You’ll Do
- Act as the primary in-house Loan Officer for a real estate team/company
- Pre-qualify and pre-approve buyers quickly and accurately
- Structure loan files to meet investor and underwriting guidelines
- Perform detailed income calculations (self-employed, variable income, complex scenarios)
- Communicate clearly with agents, buyers, processors, and underwriters
- Originate and manage your own self-generated loans in addition to provided leads
- Guide borrowers from application through closing with professionalism and urgency
Requirements
- Active NMLS license (Minnesota required)
- Proven experience as a Loan Officer (purchase transactions required)
- Strong knowledge of file structuring, income analysis, and guideline interpretation
- Ability to handle conventional, FHA, VA, and other standard loan products
- Excellent communication and time-management skills
- Self-motivated, organized, and comfortable working in a fast-paced environment
- All other licensing, compliance, and education requirements expected of an experienced LO
What We Offer
- Consistent inbound purchase leads from an in-house real estate partner
- Freedom to build and close your own external business
- Supportive, team-oriented environment
- Strong operations support to help you close efficiently
- Long-term growth opportunity within a stable, purchase-focused platform
Ideal Candidate
You’re not brand new. You’ve seen tough files, understand income, and know how to get deals structured the right way from day one. You value relationships, move fast, and want a steady flow of purchase business without giving up independence.
Pay: $81,468.86 - $200,000.00 per year
Work Location: In person
