Title: Loan Officer
Location: Columbus, OH
Duration: Direct Hire
Job Summary:
Our client, located in Columbus, is seeking motivated and detail-oriented Loan Officers to evaluate, authorize, and recommend approval of loan applications for individuals and businesses. The Loan Officer will play a critical role in helping clients secure financing by assessing creditworthiness, explaining loan terms, and guiding borrowers through the application process.
Key Responsibilities:
- Evaluate loan applications and supporting documentation to determine creditworthiness and eligibility.
- Interview loan applicants to gather personal and financial information.
- Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
- Present loan options and explain terms and conditions to clients.
- Recommend loan approval or denial based on underwriting guidelines and risk assessment.
- Maintain up-to-date knowledge of loan products, regulations, and compliance standards.
- Build and maintain strong relationships with clients, realtors, and referral sources.
- Ensure all loan documents are complete, accurate, and compliant with lending policies.
- Meet or exceed sales and performance goals related to loan production.
- Follow up with clients throughout the loan process to ensure satisfaction and timely closing.
Qualifications:
- Bachelor’s degree in Finance, Business Administration, Economics, or related field (preferred).
- Proven experience as a Loan Officer, Mortgage Consultant, or similar role.
- Strong understanding of lending procedures, financial analysis, and credit risk assessment.
- Excellent communication, interpersonal, and customer service skills.
- Proficiency in loan origination software (e.g., Encompass, Calyx, or similar platforms).
- Knowledge of local, state, and federal lending regulations.
- Ability to work independently and as part of a team.
- Licensed by the NMLS (for mortgage loan officers) or willingness to obtain licensing if required.
