ONE AMERICAN MORTGAGE| Together We Close
ONE AMERICAN BANK (“OAB”) was founded over a century ago, in 1883. Today, as an extremely well-capitalized financial institution, OAB is embracing technology. With new products and services, including online and mobile banking and a technology-driven mortgage division ONE AMERICAN MORTGAGE (“OAM”), our goal is to enhance and simplify the way consumers conduct their financial business.
With strong leadership in place and a dedicated team, we will continue to proudly service our local communities and nation as a whole. And, while we are embracing technology, it is the team at OAB and OAM who listen to consumers while assisting and empowering them to make the most educated decisions for their unique situations. We view technology as an added tool, not a replacement for our customer-centric, team-driven approach. Together, our technology and our team will deliver the best possible experience for our customers.
As an OAM Funder…
You will be responsible for balancing the Final Closing Disclosure with Settlement Agents to ensure the document is in compliance with federal, state, and investor guidelines. You will define amazing organizational skills.
Responsibilities
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Validate the Final Closing Disclosure fees; ensure fees meet RESPA and TILA requirements; address any tolerance cures
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Validate the Final Closing Disclosure to ensure it meets underwriting guidelines for cash to close and cash back
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Responsible for clearing all Prior to Funding Closing and Underwriting Conditions
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Knowledge of closing package documents
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Review closing package to ensure that borrower signature and dates meet requirements
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Order wires within required turn times
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Perform final verbal verification of employment
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Respond to all emails and calls in a timely manner
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Works independently and manages pipeline to meet deadlines and production goals
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Knowledge of wet/dry state requirements
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Elite Client Service Skills
Qualifications
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You have excellent written and oral communications skills.
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Prioritizing projects is second nature.
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You are known as a Microsoft Guru (Word, Excel, PowerPoint, and Outlook)
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You are willing to go the extra mile to get the job done well, and understand it doesn’t always happen in 8 hours.
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You are able to meet critical deadlines in a dynamic, rapidly changing environment.
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You understand working with highly sensitive and confidential matters.
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You are trustworthy, honest, and display a high level of integrity.
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You obsessed over detail and accuracy.
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Rolling up your sleeves is second nature.
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You understand that flexibility is key in an ever changing industry and start-up environment.
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You thrive in a dynamic, fast-paced environment and in the face of ambiguity.
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You have a professional demeanor and strong work ethic.
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Our core values speak to you: Responsive, Proactive, Accountable, Empathetic, Compassionate, and Ethical.
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A College degree is desired. High school diploma or GED is required.
ONE AMERICAN MORTGAGE (“OAM”) is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, age, color, religion, gender, national origin, disability, sexual orientation or veteran status.
