Head of Risk & Trust
Abound · Reports to: CEO · Stage: Series A
The Mandate
Enable Abound to scale roughly 100x without becoming the reason growth stops. This leader takes risk from a founder-led, manual function into an institutional, automated platform — specifically moving the company across these four shifts:
- Volume: from ~10,000 transactions/month to millions/month
- Banking: from a few banking partner to multiple partners
- Decisioning: from manual reviews to automated decisioning
- Governance: from founder-led risk calls to institutional risk management
Success Definition
Build a risk platform that allows Abound to scale from Series A to Series C while maintaining the confidence of customers, banking partners, regulators, and investors.
What You'll Own
- Risk strategy. Define the company's risk appetite, establish risk governance, and build the risk review processes.
- Fraud. Account takeover, synthetic identity fraud, payment fraud, merchant fraud, and friendly fraud.
- Payments risk. ACH returns, chargebacks, RTP/FedNow fraud, settlement exposure, and funds-flow monitoring.
- Banking relationships. Sit across from sponsor banks and credibly answer the question that gates the partnership: “Why should we trust your risk controls?”
- AML / compliance partnership. You may not own compliance directly at the outset, but you must partner closely on KYC, KYB, transaction monitoring, and sanctions screening.
Who You Are
- 10–15 years in payments, fintech, or money movement
- Built risk programs at a high-growth fintech
- Hands-on experience with ACH, cards, RTP/FedNow, and crypto
- Strong fraud and financial-crime expertise
- Comfortable working directly with founders
- A hands-on operator — willing to build dashboards, models, and policies personally
Pay: From $200,000.00 per year
Work Location: Hybrid remote in San Francisco, CA 94114
