Overview
Join our dynamic team as a Mortgage Loan Officer in the State of Ohio where your expertise will drive homeownership dreams and foster financial growth. In this energetic role, you'll be the trusted advisor guiding clients through the mortgage process, from initial application to closing. Your proactive approach and passion for customer service will help clients navigate complex financial options with confidence, ensuring a smooth and positive experience. We’re looking for a motivated professional eager to make a meaningful impact in the community while advancing their career in the financial services industry.
Responsibilities
- Assist clients in understanding mortgage options, including FNMA (Fannie Mae) loans and other government-backed programs, ensuring compliance with Fair Housing regulations.
- Originate loan applications by gathering necessary financial documentation and conducting credit analysis to assess borrower eligibility.
- Negotiate terms with clients and third-party partners to secure favorable loan conditions while adhering to lending policies and regulations.
- Process loan files efficiently using mortgage servicing software such as Quicken or similar platforms, ensuring accuracy and completeness.
- Collaborate with underwriters to facilitate timely loan approvals by providing required documentation and clarifications.
- Maintain ongoing communication with clients throughout the loan process, delivering exceptional customer service and addressing inquiries promptly.
- Stay current on industry regulations including TILA (Truth in Lending Act), escrow procedures, and banking standards to ensure compliance at every step.
Requirements
- Proven experience as a loan officer or in a related financial sales role within the mortgage or banking industry.
- Strong negotiation skills paired with excellent customer service abilities to build trust and rapport with clients.
- Proficiency in mortgage origination, loan processing, underwriting, and credit analysis techniques.
- Familiarity with FNMA guidelines, TILA regulations, Fair Housing laws, and mortgage servicing practices.
- Competency in using financial software such as Quicken, accounting software, escrow management tools, and 10-key typing for basic math calculations.
- Ability to analyze financial documents accurately and perform math calculations essential for credit assessment and contract review.
- Knowledge of contracts, banking procedures, escrow processes, and basic accounting principles related to mortgage transactions. Join us as a Mortgage Loan Officer in the State of Ohio, and become a vital part of helping individuals achieve their homeownership goals! Your energy, expertise, and dedication will empower clients every step of the way while advancing your career in a thriving financial environment.
Benefits:
- Flexible schedule
- Opportunities for advancement
- Work from home
Work Location: Remote
Pay: $105,000.00 - $175,000.00 per year
Benefits:
- Flexible schedule
- Opportunities for advancement
- Work from home
Work Location: Remote
