ABOUT THE ROLE
CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Loan Officer Trainee to help grow our Originations Department. This in-person role is in our Plano, TX office. As a Loan Officer Trainee, you will collaborate with Loan Officers, Loan Processors, Underwriting, Compliance team and other essential departments. The Loan Officer Trainee will be responsible for performing a detailed review of loan documentation. This includes reviewing the credit application, credit reports, income documentation, asset documentation and any other loan documentation required to render a credit decision.
ESSENTIAL DUTIES & RESPONSIBILITIES
· Review and analyze loan application, credit report, income and asset documentation to render credit decisions in compliance with investor guidelines
· Maintain the highest level of service possible for retailers and customers
· Provide unparalleled service, ensuring needs are met in a timely and accurate manner
· Effectively communicate the loan approval or denial reasons to appropriate party
· Work with internal staff to provide follow-up, counter offers and additional information
· Refer loan requests with recommendations and documentation to underwriters
· Reviews conditions submitted on approved loans, clears conditions when appropriate and submits to Credit Analyst for review and approval
· Ensure loans adhere to investor guidelines
· Assist Loan Officers by completing service orders and reviewing condition submissions
· Assist servicing department by collecting payments during times of high volume
· Ability to adjust work and thought process to accommodate multiple investor guidelines
· Dedicate time to studying MLO Exam materials and completing practice exams
· Assist LO’s in processing conditions, ordering services, preparing internal items and other LO tasks as needed
· Apply for licenses as directed by management and complete all license requirements in a timely manner
· Communicate with borrowers for conditions and other clerical items
· Consistently meets and exceeds individual, team and department objectives
· Perform other duties and special projects as assigned
POSITION REQUIREMENTS, CAPABILITIES & SKILLS
· Effective written, verbal communication and interpersonal skills
· Capable organizational and time management skills, with the ability to multi-task
· Competent attention to detail
· Ability to identify and resolve problems in a timely manner
· Employ a strong sense of urgency and ownership in all activities
· Ability to work well with a wide range of people
· Positive & professional demeanor
MINIMUM QUALIFICATIONS
· BA/BS degree required in Marketing, Business, Accounting, Finance or Management
· Working knowledge of Microsoft Office Suite, specifically Excel
WE OFFER
· Promotion to Loan Officer upon passing the MLO Exam
· Competitive Salary
· Medical/Dental/Vision Insurance
· Paid Holidays
· 401K Match
· Generous PTO
· FSA/HSA Plans
· Life /Disability/Accidental Insurance and much more!
Pay: $26.44 per hour
Benefits:
- 401(k)
- 401(k) 3% Match
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Opportunities for advancement
- Paid time off
- Referral program
- Retirement plan
- Vision insurance
Education:
Ability to Commute:
- Plano, TX 75024 (Preferred)
Work Location: In person
