About Us
We are a rapidly growing organization in the health insurance industry, providing innovative products and payment services to independent agents and agencies nationwide.
Our mission is to deliver accurate, timely, and transparent financial insights that empower agents, strengthen carrier relationships, and support sustainable business growth.
As we expand, we’re seeking a Senior Finance/Business Analyst who can elevate our financial intelligence, lead a small team, and strengthen the profitability and commission infrastructure that drives our business.
Role Overview
The Senior Finance/Business Analyst is a strategic, leadership‑level role responsible for analyzing product profitability, managing COGS for insurance products, and overseeing full‑cycle sales commission reconciliation. This position blends financial analysis, operational strategy, and business intelligence — ensuring agents are paid accurately, products remain profitable, and leadership has clear visibility into performance. You will supervise a team, build advanced reporting frameworks, and partner closely with Operations, Accounting, and Sales.
Key ResponsibilitiesFinancial Analysis & Reporting
- Lead monthly, quarterly, and annual financial reporting cycles.
- Analyze P&L trends, variances, operational drivers, and margin performance.
- Build dashboards and automated reporting tools for leadership and carrier partners.
Product Profitability & COGS (Health Insurance Products)
- Own profitability analysis for all insurance products, including COGS modeling tied to carrier payments, admin fees, overrides, and product‑level expenses.
- Monitor product performance across agent channels and identify margin improvement opportunities.
- Maintain accurate cost structures and product data across ERP, CRM, and commission systems.
Sales Commissions, Payments & Reconciliation
- Manage end‑to‑end commission calculations for agents, agencies, and uplines.
- Reconcile commissions against carrier statements, chargebacks, policy changes, cancellations, and adjustments.
- Ensure accuracy, transparency, and timely delivery of commission statements.
- Partner with Sales and Operations to refine commission structures and improve incentive alignment.
- Support audits, carrier inquiries, and agent escalations related to payments.
Forecasting & Budgeting
- Develop and maintain financial models for revenue, agent payments, overrides, expenses, and cash flow.
- Support annual budgeting and rolling forecasts across departments.
Business Intelligence & Data Insights
- Build KPI frameworks for agent performance, product profitability, retention, and operational efficiency.
- Translate complex data into clear insights that support strategic decisions.
- Identify inefficiencies and recommend process improvements across Finance and Operations.
Team Leadership
- Supervise and mentor a small team of analysts responsible for reporting, reconciliation, and data validation.
- Establish clear workflows, deadlines, and quality standards.
- Provide coaching, performance feedback, and professional development.
Systems & Process Optimization
- Improve data integrity across ERP, CRM, commission platforms, and carrier reporting systems.
- Implement automation and streamline workflows to reduce manual reporting and reconciliation.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business Analytics, Economics, or related field (Master’s preferred).
- 5+ years of progressive experience in financial analysis, business analytics, FP&A, or insurance finance.
- Direct experience with COGS, product profitability, and commission reconciliation in a commission‑driven environment.
- Strong command of financial modeling, forecasting, and variance analysis.
- Advanced Excel skills (pivot tables, Power Query, macros, complex formulas).
- Experience with BI tools (Power BI, Tableau, Looker, or similar).
- ERP or commission system experience (e.g., AgencyBloc, Radius, iPipeline, SAP, MS Dynamics, NetSuite).
- Experience supervising or mentoring analysts.
- Strong communication skills with the ability to present insights to leadership and external partners.
Preferred Experience (Bonus)
- Experience in the health insurance, TPA, IMO/FMO, or agent‑driven commission environment.
- Familiarity with carrier commission files, chargebacks, policy changes, and agent payment structures.
- Cost accounting or operational analytics experience.
Compensation & Benefits
- Competitive salary based on experience.
- PTO + paid holidays.
- Professional development opportunities.
- Collaborative, mission‑driven work environment.
- Growth opportunities as the company expands.
Why Join Us
You’ll play a pivotal role in shaping financial strategy, improving product profitability, and strengthening the commission infrastructure that supports thousands of agents. This is an opportunity to lead, innovate, and build the financial backbone of a growing health insurance organization.
Call to Action
If you’re a strategic thinker with strong analytical skills and a passion for driving profitability and operational excellence in the health insurance industry, we’d love to hear from you. Apply today and help us build the next chapter of our growth.
Pay: $72,000.00 - $85,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Application Question(s):
- Must have financial experience and live local
Education:
Location:
- Oakland Park, FL 33311 (Preferred)
Work Location: In person
