Job Overview
Join our dynamic team as an Entry-Level Investment Advisor, Insurance Consultant, and Mortgage Loan Originator! In this multifaceted role, you will be at the forefront of helping clients achieve their financial goals through personalized investment strategies, insurance solutions, and mortgage lending services. This position offers an exciting opportunity to develop industry knowledge, build meaningful client relationships, and grow your career in the financial services sector. You will receive comprehensive training to ensure you are equipped with the skills needed to succeed in a fast-paced, client-focused environment.
Duties
- Engage with clients to assess their financial needs and recommend suitable investment, insurance, and mortgage products
- Assist clients throughout the loan origination process, including application submission, documentation review, and closing procedures
- Conduct credit analysis and evaluate financial data using industry-standard software such as Loan Origination Systems (LOS) and accounting tools
- Ensure compliance with all relevant regulations including TILA (Truth in Lending Act), Fair Housing laws, FNMA (Fannie Mae) guidelines, and banking regulations
- Negotiate terms with clients and lenders to secure favorable loan conditions while maintaining adherence to industry standards
- Build strong relationships through exceptional customer service, clear communication, and ongoing support for mortgage servicing and financial planning needs
- Stay updated on industry trends, mortgage lending practices, and regulatory changes to provide accurate advice and maintain compliance
Requirements
- High school diploma or equivalent; college coursework or degree in finance, business or related field preferred
- Demonstrated interest or experience in sales, banking, or financial services is a plus
- Strong negotiation skills with the ability to communicate complex concepts clearly
- Proficiency with financial software such as Quicken or similar tools for budgeting and client management
- Basic math skills including calculations related to credit analysis, loan processing, and escrow accounts
- Knowledge of mortgage servicing processes, underwriting procedures, and loan processing systems (LOS)
- Familiarity with Fair Housing regulations, TILA compliance standards, FNMA guidelines, and banking regulatory requirements
- Excellent customer service skills with a focus on relationship building within financial sales environments
- Ability to handle multiple tasks efficiently while maintaining attention to detail in a fast-paced setting
This role is paid and offers a vibrant environment where your enthusiasm for finance can flourish. If you’re eager to develop your expertise in investment advising, insurance consulting, and mortgage lending—while making a positive impact on clients’ lives—this is the perfect opportunity for you!
Pay: $35,000.00 - $120,000.00 per year
Benefits:
- Flexible schedule
- Opportunities for advancement
- Professional development assistance
- Work from home
Work Location: Hybrid remote in Honolulu, HI 96819
