Summary: We are looking for an experienced mortgage loan officer to work with clients to find the best mortgage solution for them. The ideal candidate would be someone who has a referral base and interested in building the Red River Bank Mortgage department.
Essential Duties and Responsibilities:
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Primary contact with all parties on individual loans originated from application to closing
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Obtain all necessary documentation and information to complete an application/loan in compliance with FNMA, FHLMC, VA, USDA, and FHA and mortgage lending regulations inclusive of RESPA, TRID, HMDA, ECOA, FDPA, and CRA
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Market to outside sources to gain referrals – groups to include but not limited to realtors, builders, developers, and individuals
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Represent the Bank in the community by active participation in civic and community groups
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Comply with all applicable banking regulations and all Red River Bank policies and procedures
Education and/or Experience:
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3+ years of experience as a loan officer, specifically in the secondary market
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Experience with all loan programs: conventional, FHA, USDA, and VA
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Established referral base of outside sources