Benefit Specialist III

Bi-State Development Agency -
St. Louis, MO

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Job Details

Full-time
$66,940 - $89,250 a year

Benefits

Wellness program
Paid holidays
Disability insurance
Health insurance
Dental insurance
401(k)
Flexible spending account
Paid time off
Pension plan
Employee assistance program
Vision insurance
Gym membership
Loan forgiveness
Free health screenings

Qualifications

Affordable Care Act (ACA)
Data integrity assurance
Records disposition policies
Retirement account customer support
Microsoft Excel
Oracle
Microsoft Outlook
Medicare
Healthcare benefits management
Benefits strategy management
FMLA
HR communication
State-specific regulations in benefits management
Writing skills
Data Retention (Data management)
Providing information to customers
Business analysis
Dental insurance
HIPAA
HR legal compliance
Employee orientation
Employee relationship building
Mid-level
Financial analysis experience
Bachelor's degree in business administration
Life insurance knowledge
High school diploma or GED
Medicaid health insurance
Data integrity and documentation
Employee data management

Full Job Description

Benefit Specialist III

Headquarters

Full Time

66,940.00 - 89,250.00 (Annually)

Benefits

Join a company committed to making a positive impact in the community
Receive a competitive salary
Enjoy comprehensive medical, prescription, dental, and vision coverage starting on your first day
Earn 4 weeks of paid time off (PTO) each year
Take advantage of 10 paid holidays annually — plus a floating holiday to celebrate your birthday
Contribute to our company-sponsored 401(k) retirement plan
Access supplemental benefits through Unum, including off-the-job accident, critical illness, whole life, and hospital indemnity insurance
Participate in our wellness program, which includes free health screenings
Use our Employee Assistance Program (EAP) for confidential support and resources
Bi-State Development is an eligible employer for the Public Service Loan Forgiveness (PSLF) program
Get exclusive gym discounts at Club Fitness, The Edge Fitness Clubs, and OneLife Fitness at Ballpark Village
Work out anytime at one of our nine onsite gyms, available 24/7
Enjoy free MetroLink and MetroBus access
Save with discounted cell phone plans

Let us support your well-being and professional growth while making a difference!

Job Summary

The Benefit Specialist III supports Bi-State Development’s health, welfare, and retirement benefit
programs for employees, retirees, and their dependents. This position counsels individuals on benefit options, manages eligibility and data accuracy, and ensures compliance with internal policies and governmental regulations. This role also assists with benefit strategies through system configuration and vendor coordination.

Job Responsibilities

Provides expert support on medical, pharmacy, dental, vision, flexible spending accounts (FSA), employee assistance programs (EAP), wellness, life, disability (including Accident, Illness, short- term disability, long-term disability), and time-off benefits (paid time off, vacation, sick leave).
Interfaces with third-party administrators regarding 401(k) and pension retirement plans as needed.
Communicates Company policies and procedures to participants, customers, vendors, and organizations.
Collaborates with benefit team, HR, Payroll, Labor Relations/Absence Management, and external partners for inquiry support.
Develops and updates materials for employee benefit programs and processes documentation for qualifying life event changes.
Maintains and updates internal and vendor systems for benefits changes (e.g., open enrollment, life events, transfers, terminations, retirements).
Ensures compliance with Health Insurance Portability and Accountability Act (HIPAA) rules and Company record retention policies for electronic and paper benefit records.
Conducts new hire orientation, open enrollment, and retirement health plan education sessions.
Ensures system integrity for internal processing and outbound enrollment/eligibility file transmissions, resolving vendor system errors.
Collaborates with internal and external resources to implement or modify benefits, including system setup and data transmission protocols.
Functions as business analyst for health, welfare, and retirement benefit system projects, including crafting test plans and providing training/documentation.
Audits and reconciles enrollment data using reports and tools to ensure accuracy of benefits eligibility, enrollment, and contributions.
Offers expertise and guidance to Benefits Specialists and stays updated on regulations impacting employee benefits.
Processes Consolidated Omnibus Budget Reconciliation Act (COBRA) notifications and enrollments, as well as HealthCare Flexible Spending Account/Dependent Care Flexible Spending Account (HCFSA/DCFSA) enrollments via third-party systems.

Knowledge, Skills, and Abilities

Expert understanding of employee benefit programs, including medical, pharmacy, dental, vision, life, and disability plans.
Comprehensive knowledge of 401(k) and defined benefit pension plans.
Working knowledge of Federal and State health plan programs and regulations to include Medicare, Medicaid, Health Insurance Portability and Accountability Act (HIPAA), COBRA, Family and Medical Leave Act (FMLA), and Patient Protection and Affordable Care Act (PPACA).
General knowledge of benefit coordination processes.
Understanding of financial accounting principles.
Proficiency in numerical data analysis and financial calculations.
Expertise in Company policies, procedures, and overall benefit packages.
Advanced proficiency in Microsoft Office suite, including Outlook, Word, Excel, and PowerPoint.
Strong interpersonal and communication skills to effectively handle sensitive employee relations matters.
High-level ability to prioritize tasks, manage workloads, and meet deadlines.
Ability to interpret and apply health plan regulations and benefit coordination practices.
Capability to communicate effectively with internal and external stakeholders, both orally and in writing.
Skill in managing complex projects and executing tasks with accuracy and timeliness.
Proficiency in working with the human resources information system (HRIS) system and providing end-to-end management of additions and changes to the Oracle OAB application.

Compensation

66,940.00 - 89,250.00 (Annually)

Employment Type

Full Time

Location

Headquarters

Education

Minimum High School or GED - Preferred 4 Year / Bachelors Business
Business administration, health care Degree administration, human resources, or related field

Experience

5 years
Minimum of (5) years of related professional experience in healthcare or benefits administration.

Equal Employment Opportunity (EEO)

Bi-State Development is proud to be an Equal Opportunity Employer.

Compensation Disclosure

Bi-State Development is committed to ensuring all employees are compensated fairly. The salary range provided reflects our current expectations for this position.

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Benefit Specialist III

Benefits

Job Summary

Job Responsibilities

Knowledge, Skills, and Abilities

Compensation

Employment Type

Location

Education

Experience

Equal Employment Opportunity (EEO)

Compensation Disclosure

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