Company: Geneva Financial LLC
Job Title: Mortgage Closer
Work Location: Remote *Must reside in Pacific or Mountain Time Zone Only.
*Please note this shift is not negotiable, please do not apply if you are not in this time zone
Looking for full-time team member with experience in multiple aspects of a mortgage closing department.
Must have experience in a mortgage closing department.
Job Duties
- Prepare and disclose Initial Closing Disclosure.
- Review and audit all correspondent mortgage documents prior to releasing docs to ensure loan is purchasable by the investor -Title documentation, Appraisal, Credit documents etc.
- Work closely with Loan Officers, Processing, Underwriting team to ensure that all conditions are correct and have been met prior to scheduling of final closing.
- Responsible for coordinating with Title company to arrange closing and balance final figures on final closing disclosure.
- Responsible for the auditing of loan files in accordance with Geneva Financial, Investor or DPA guidelines as well as Federal and State regulations to ensure the loan meets requirements.
- Input and audit loan data in Encompass to ensure that accurate and complete loan files are produced prior to releasing doc package.
- General knowledge of mortgage closing documentation and compliance standards.
- Ability to prioritize and maintain efficiency of loans in high volume and fast paced environment.
- Maintain pipeline to ensure loans are closed within established SLA and company expectations.
- Respond timely to any post-closing corrections that may be needed to expedite the accuracy and completeness of the final loan documents.
- Strong organizational skills.
- General knowledge of Encompass.
- Clear communication with various individuals (title companies, branches, other departments).
- Must ensure closing package is accurate prior to releasing to Title.
- Perform the final Mavent check on each loan to be sure we close in compliance with state and Federal High-Cost tests.
- Must be experienced with FNMA, FHLMC, USDA, FHA and VA, DPA and/or 203K/ Renovation knowledge a plus.
- Additional tasks as needed and assigned.
Minimum Requirements
- High School diploma or equivalent required.
- 3-5 years’ experience in closing required.
- DPA Experience required.
- Encompass experience required.
- Hybrid eClose knowledge a plus.
Summary
The Mortgage Closer position at Geneva Financial requires a skilled professional with expertise in loan processing, TILA regulations, FNMA guidelines, and underwriting processes. The ideal candidate will have experience in loan origination, financial services, and mortgage servicing. Strong knowledge of Fair Housing regulations, basic math, and escrow procedures is essential. This role involves ensuring accurate and timely closing of mortgage loans while adhering to all relevant regulations and internal policies.
Job Type: Full-time
Pay: From $65,000.00 per year
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
Work Location: Remote
