Job Overview
We are seeking a highly motivated and licensed Mortgage Broker to join our dynamic financial services team. In this role, you will serve as a trusted advisor, guiding clients through the mortgage lending process with enthusiasm and expertise. Your energetic approach will help clients secure the best mortgage solutions tailored to their needs while ensuring compliance with all industry regulations. This position offers an exciting opportunity to leverage your industry knowledge, sales skills, and regulatory understanding to make a meaningful impact on clients’ financial journeys.
Responsibilities
- Act as the primary point of contact for clients seeking mortgage loans, providing clear guidance on loan options and the application process
- Conduct thorough credit analysis, income verification, and property evaluations to determine eligibility and loan viability
- Negotiate terms and conditions of mortgage agreements to ensure favorable outcomes for clients while maintaining compliance with Fair Housing regulations and loan regulations such as TILA (Truth in Lending Act)
- Utilize industry-standard financial software, including Quicken and other mortgage servicing tools, to process applications efficiently and accurately
- Collaborate with underwriters, loan processors, and escrow officers to facilitate smooth loan origination and closing procedures
- Maintain up-to-date knowledge of FNMA (Fannie Mae), industry regulations, banking compliance standards, and commercial lending analysis in risk and credit assessments
- Provide exceptional customer service by addressing client inquiries promptly, explaining complex financial concepts clearly, and ensuring a positive experience throughout the mortgage process
Qualifications
- Valid mortgage broker license for the specified location with comprehensive understanding of local licensing requirements
- Proven experience in loan origination, mortgage lending, or related financial sales roles with a strong track record of success
- Deep knowledge of industry regulations including FNMA guidelines, TILA compliance, Fair Housing laws, banking regulatory standards, and financial services protocols
- Proficiency in mortgage servicing software such as Quicken, escrow systems, accounting software, and other financial tools
- Strong negotiation skills combined with excellent customer service abilities to build trust and foster long-term client relationships
- Basic math skills including 10-key typing proficiency for accurate data entry and calculations
- Ability to analyze credit reports, perform risk assessments for commercial lending when applicable, and interpret financial documents effectively
- Familiarity with loan processing steps from application through underwriting to closing while adhering to all compliance standards
Join us in delivering exceptional mortgage solutions that empower our clients’ dreams! This role is ideal for driven professionals eager to make a difference in the financial lives of others while advancing their career in a vibrant industry.
Pay: $79,022.92 - $250,000.00 per year
Benefits:
- Flexible schedule
- Work from home
License/Certification:
Work Location: Remote
