Job Overview
Join our dynamic team as a Mortgage Loan Officer and become a vital catalyst in helping individuals and families achieve their homeownership dreams! In this energetic role, you will be the driving force behind guiding clients through the mortgage process, from initial inquiry to loan approval. Your expertise will empower clients with clear, transparent information about loan options, ensuring a smooth and positive experience. If you thrive in a fast-paced environment, possess a passion for financial services, and enjoy building relationships, this is the perfect opportunity to make a meaningful impact while advancing your career.
Duties
- Self-generate mortgage loans by assessing client needs and explaining various loan programs and options
- Gather and analyze financial documents to determine borrower eligibility, including income verification and credit reports
- Process loan applications efficiently using specialized financial software, ensuring accuracy and compliance with regulations such as TILA (Truth in Lending Act)
- Review contracts, disclosures, and legal documents to ensure clarity and adherence to federal and state laws
- 4-6 Networking events a week; Outside Sales/Business Development
- Collaborate with underwriters, processors, and other team members to facilitate timely loan approvals
- Maintain detailed records of all loan activities, including 10-key typing of data entries and calculations for precise documentation
- Provide exceptional customer service by guiding clients through each step of the loan process and addressing any questions or concerns promptly
Experience
- Proven experience in loan origination within the financial services industry or as a mortgage loan officer
- Strong understanding of loan processing procedures, including document collection and verification
- Familiarity with mortgage-related regulations such as TILA and contractual obligations within the lending process
- Proficiency with financial software platforms used for loan management and processing
- Excellent math skills, including basic calculations necessary for assessing borrower qualifications
- Ability to perform 10-key typing efficiently for data entry tasks
- Prior experience in handling contracts and legal documentation related to loans is highly desirable
Embark on a rewarding career where your skills in mortgage lending can truly make a difference! We value energetic professionals eager to grow their expertise while helping clients secure their future homes.
Pay: $100,000.00 - $300,000.00 per year
Work Location: In person
