Remote Licensed Life Insurance Agent — 1099 Independent Contractor
About the Opportunity
Tenacity Empire Group is partnering with licensed life insurance agents nationwide who want a remote career with uncapped earning potential and an actual growth path. Our agents help families protect the people and priorities that matter most — income, retirement savings, and the ones they love — all while running their business on their own terms.
This is not a call center role. You'll be coached to lead real client conversations, recommend solutions built around each family's situation, and grow relationships that last — with a team genuinely invested in helping you get there.
Job Type:
1099 Independent Contractor | Commission | Full-time or Part-time
How You're Paid
There's no base salary or hourly pay here — this role is 100% commission. Your payout is calculated from the policy's monthly target premium, converted into target points, and paid according to your current contract level (40%–80%, depending on tenure and production).
We'll walk through the full commission structure and contract level breakdown in your interview.
A Day in This Role
- Hold virtual consultations with prospects pulled from 4 separate lead sources — you pick what matches your sales style, with no vendor lock-in
- Conduct needs-based fact-finding to understand each client's goals and budget
- Walk clients through life insurance and retirement protection options with clarity and honesty
- Manage the application and underwriting process from start to finish
- Keep accurate, well-organized client documentation
- Attend weekly training and mentorship sessions to keep leveling up
Why Agents Choose Tenacity Empire Group
- True schedule control — build this full-time or part-time, entirely on your terms
- Hands-on mentorship from agents who've already built six-figure books of business
- 4 lead source options, so you're never stuck with one vendor or lead type
- Uncapped commission tied directly to target premium and points — no earnings ceiling
- A clear path upward into leadership and override income for top performers
Qualifications
- An active life insurance license
- Sales, insurance, or customer service background is a plus, but not required
- Comfort explaining financial concepts in plain, simple terms
- A self-starter mindset — we provide the support, you drive the results
- Reliable internet and a private space for client calls
The Right Fit?
This role fits licensed agents who want better leads, stronger support, or more schedule flexibility than what they currently have. It's also a strong fit for motivated newcomers who are coachable and ready to invest in a long-term financial services career.
Looking for a remote opportunity with mentorship, uncapped commission, and a path into leadership? Tenacity Empire Group wants to hear from you.
Pay: $61,009.88 - $81,253.12 per year
Benefits:
- Flexible schedule
- Work from home
Application Question(s):
- Do you have an active life insurance license, or open to obtaining one?
- This is a 1099 independent contractor opportunity with flexible earning potential. Compensation details vary with licensing, production, and carrier requirements as they will be mentioned during the initial phone screening. Are you open to learning more about this income structure?
- In 2-4 sentences, please provide your reasons on why you are interested in the insurance industry and why this opportunity would be a good fit for your personal and professional goals?
Work Location: Remote
