The Representative will drive revenue specific to auto title products. Duties include but are not limited to building the business to meet and exceed company goals and objectives; works directly with Store and Regional Management team to drive overall growth and debt improvements; title loan training and development lead; conduct store assessments while putting in place any necessary improvement plans; random review of accounts to ensure underwriting as well as collection expectations are being met. (In-Store) will assist store operations when not performing title loan transactions.
ESSENTIAL FUNCTIONS:
Responsible for all policy and procedure in department related to title loan product
Responsible to deliver title loan revenue targets
Training
Basic Vehicle/Car Knowledge
Management of the collections process on defaulted accounts
Day to day management of area title loan product:
Ensure that all title loan and debt collection support systems, enhancements, and processes are effective and efficient
Training, Development, and field leadership and store team mates
Responsible, with Manager of Auto Title Loan Products for recommending goals and objectives for product and achieving desired results.
Will conduct competitive shops and become the field expert on title loans product lines for our competitors
Will provide recommendations on how and if company should modify our product to be more competitive and build company car title loan business
Knows and explains product features/benefits, understands/sells the full product line, understands customer's needs, understands/responds to the competition, applies market knowledge.
Breaks down problems into smaller components, understands underlying issues, can simplify and process complex issues, understands the difference between critical details and unimportant facts.
Keeps information organized and accessible, maintains clean/functional work space, works systematically/efficiently, manages time well.
Communicates well both verbally and in writing, creates accurate and punctual reports, shares information and ideas with others, has good listening skills.
Develops realistic plans, sets goals, aligns plans with company goals, plans for and manages resources, creates contingency plans, coordinates/cooperates with others.
Creates and sustains excellent internal and external customer service. Develops strong working relationships. Provides quality work, products, and processes to ensure complete satisfaction.
Delivers on team commitments, collaborates with members of own team and cross-functionally. Listens to others, values opinions, shares information and builds strong work relationships.
In-Store ATL will assist normal store operations when not performing loans.
Additional responsibilities as requested or required.
QUALIFICATIONS:
High School Diploma or GED
Bilingual (English/Spanish) *not required (a plus)
Strong problem solving, time management, and decision making skills
Demonstrated knowledge of and responsibility for financial services, to include the ability to read and understand. P& L statements.
Experience in revenue-generating capability.
Ability to meet Auto Loan Title Loans driving expectations and proof of valid driver's license and insurance.
Stable Work History.
Able to Work a Flexible Schedule, including Weekends.
Expert knowledge of retail, marketing, or loan business operations.
Able to work in a fun, fast paced environment.
Must have a passion for customer service.
Must pass Criminal Background check.
Must be able to bend, stoop and lift up to 30lbs.
Tipo de puesto: Tiempo completo
Tipo de puesto: Tiempo completo
Lugar de trabajo: Empleo presencial
Job Types: Full-time, Part-time
Pay: $11.00 - $12.50 per hour
Benefits:
- Employee discount
- Opportunities for advancement
- Paid time off
- Professional development assistance
- Referral program
Experience:
- Financial Services: 2 years (Preferred)
License/Certification:
- Driver's License (Required)
Willingness to travel:
Work Location: In person
