Job Summary
The Commercial Banker - Subscription Lending position supports client relationship management, credit analysis, and business development efforts within Bell's Subscription Lending and Commercial Banking teams. This role partners with current and prospective clients within the private equity, private credit, and venture capital space, while collaborating internally to provide comprehensive banking solutions.
Responsibilities
Commercial Banking
- Build and manage relationships with Bell's customers in the private equity, private credit, and venture capital sectors.
- Participate in client meetings, industry events, and sales discussions to support both existing relationships and new business development.
- Support the growth of Bell's Commercial & Industrial (C&I) portfolio through both specialized and traditional lending activities.
- Serve as a primary point of contact for clients, providing day-to-day support related to cash management and credit needs.
- Prepare credit approval memorandums that clearly outline risk, structure, and rationale for proposed lending solutions.
- Present credit recommendations to the banking team to support proposals to senior loan committee.
- Coordinate with internal partners, including loan coordinators and commercial relationship associates, to onboard new clients and establish accounts.
- Contribute to portfolio management activities, including ongoing reviews, performance discussions, and strategic planning initiatives.
- Support additional team and portfolio needs as required.
Subscription Lending
- Partner with the commercial banking team to identify and source new capital call facilities and subscription lending opportunities.
- Collaborate cross-functionally with Bell's Capital Finance group to deliver comprehensive solutions at both the fund and portfolio company levels.
- Assist with transaction execution, including legal due diligence, credit structuring, and negotiation of credit agreements.
Bell Bank Culture, Policy and Accountability Standards:
- Know and live Bell Bank's values, bottom line, customer service standards, Golden Rules, and LOCBUTN by building personal connections with customers and employees and using their names as often as possible.
- Conduct activities consistent with established Bell Bank policies, procedures and systems, the Code of Conduct, the Bank Secrecy Act and all applicable state and federal laws and regulations.
- All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
- Prompt and reliable attendance.
- Perform other duties as assigned.
Education, Experience, and Other Expectations
- Bachelor's degree in business administration, finance, accounting, or related field; or equivalent experience.
- 2 – 4 years of credit, consumer banking, or commercial banking experience.
Knowledge, Skills, and Abilities
- General understanding of commercial lending and credit fundamentals.
- Familiarity with financial statements and loan documentation.
- Strong analytical and problem-solving skills.
- Effective written and verbal communication skills.
- Ability to manage multiple tasks and prioritize effectively.
- Strong attention to detail and organizational skills.
- Proficiency in Microsoft Office (Excel, Word, PowerPoint).
- Ability to work collaboratively across teams.
Additional Details :
If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.
Bell Bank was founded in 1966 and is headquartered in Fargo, North Dakota. It is the largest family-and employee-owned bank in the upper Midwest, and one of the largest in the nation, with assets of more than $14 billion. Bell Bank has full-service banking locations in North Dakota, Minnesota and Arizona. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need.
Bell Bank has been recognized as a top workplace by American Banker, Forbes and Fortune. If you want to work for an established, growing, forward-looking organization with world-class employees, this is the place for you. Let Bell Bank be your destination workplace.
Bell's Values:
As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:
- Promoting and sustaining our family atmosphere.
- Providing unequaled personal service to each and every customer.
- Paying it forward
Our Bottom Line:
Happy Employees! Happy Customers!
In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements.
Bell Bank
Equal Opportunity Employer
Pay Transparency The posted salary range represents multiple regions; compensation for this position may vary depending on the geographic location of the position. For roles indicating a salary range of $31,200 ($15) to $150,000 ($72.12), this reflects a commission-based position where actual earnings will fluctuate based on sales performance and client retention.
