QUALIFICATION REQUIREMENTS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION AND/OR EXPERIENCE:
- College degree preferred, however, an extensive financial institution background may be substituted.
- Preferred experience includes three (3) years’ underwriting consumer loans at a financial institution.
- Computer proficiency in Microsoft Excel and Word needed.
- Knowledge of Credit Union's computer system for performing basic input/output tasks is desirable.
Preferred system experience with CU Answers and CU Base
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LANGUAGE SKILLS:
This position requires the ability to read and comprehend simple instructions, short correspondence, and memos. It also requires the ability to write simple correspondence.
MATHEMATICAL SKILLS:
This position requires the ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals and to compute rate, ratio, and percent.
REASONING ABILITY:
A qualified individual must have the ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
OTHER SKILLS & ABILITIES:
Excellent interpersonal and communications skills required. Computer proficiency/keyboard skills are needed as well as experience using word processing and spreadsheet software programs. Must have the ability to handle a variety of duties efficiently. Attention to detail and a strong analytical ability are important. A strong background and understanding of lending laws and regulations, as well as of federal income tax returns is necessary. A working knowledge of other lending products such as conventional first mortgage loans is beneficial.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by a partner to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the partner is regularly required to use hands to finger, handle or feel objects, tools, or controls and talk and hear. The partner frequently is required to walk and sit. The partner is occasionally required to stand, reach with hands and arms and stoop, kneel, crouch or crawl. Specific vision abilities required by this job include close vision, peripheral vision, and the ability to adjust focus. The partner must occasionally lift and/or move up to 15 pounds.
MENTAL DEMANDS:
The partner is frequently required to use alertness, precision, resourcefulness, problem solving, numeric, persuasiveness, auditory perception, memory, creativity, concentration, judgment, writing ability, reading ability, reasoning, imagination, initiative, patience, visual perception, comparing and analyzing.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those a partner encounters while performing the essential functions of this job. The noise level in the work environment is usually quiet to moderate.
REGULATORY COMPLIANCE & CONFIDENTIALITY:
Follows regulatory and policy compliance requirements, which would include those efforts in compliance with Bank Secrecy Act (BSA), Office of Foreign Asset Control (OFAC) and Anti-Money Laundering (AML) Regulations, and other compliance related Policies. Also, this position requires maintaining confidentiality with regard to non-public information about our members and Notre Dame Federal Credit Union.
