Description
This role leads complex analysis and reporting activities related to balance sheet risk, using advanced expertise in liquidity, interest rate, and structural risk management. This role drives improvements in processes, models, and reporting and serves as a knowledgeable resource for peers and cross-functional partners.
Here’s what you can expect from the job and what you need to be successful:
What You'll Do:
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Performs advanced evaluations of liquidity, interest rate, FX, and balance sheet risks, identifying emerging exposures and recommending mitigation approaches.
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Designs and enhances financial models to assess structural balance sheet behaviors and scenario impacts.
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Execute, maintain, and oversee ALM and liquidity model runs, ensuring accuracy of inputs, consistency of configurations, robustness of controls, and reliability of outputs through documented review processes.
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Develop and recommend balance sheets, pricing, funding, and risk mitigation strategies based on analysis of earnings, capital, liquidity, and risk tradeoffs.
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Produces high-quality analysis and reporting materials for senior leadership, regulatory authorities, or rating agencies, interpreting complex results and implications.
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Partners across functions to solve multifaceted or cross-team issues requiring expert judgment and alignment of priorities.
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Advise on policy interpretation and adapt guidelines to new business situations or regulatory expectations.
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Lead responses to examiner, auditor, and validator questions, including explanation of methodologies, assumptions, results, and corrective actions.
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Oversee assigned projects or workstreams with responsibility for deliverables, timelines, and risk considerations.
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Provides coaching, feedback, or informal leadership to other analysts.
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Identifies strategic opportunities to optimize risk management practices and influence business decisions.
Essential Skills:
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Required Education: Bachelors degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree)
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Required Experience: 4 - 6 years of relevant experience
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Deep understanding of balance sheet, liquidity, interest rate, and/or market risk principles and methodologies.
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Demonstrated ability to analyze complex problems, interpret nuanced results, and recommend actionable solutions.
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High level of independence with strong judgment in selecting analytical methods and approaches.
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Proficiency with advanced modeling, analytics, or reporting tools; ability to improve or develop new methods.
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Strong communication skills for translating complex concepts to varied audiences.
Location: Hillsboro, OR 97124 | Marlborough, MA 01752 | Chelmsford, MA 01824
Target Compensation in OR & MA: $104,000 - $120,000 annually + annual bonus
Who We Are:
What makes First Tech different? Click here to learn more!
Every great journey begins with a bold idea—and ours is no different. First Tech and DCU were founded on the belief that financial solutions should put people first. That belief has fueled decades of innovation and service, rooted in the tech sector and expanding to support members from all walks of life.
Employees are eligible for:
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Traditional medical, dental, and vision coverage
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Generous 401(k) match
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Paid Time Off: - You’ll accrue up to 15 days in your first year. In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
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Paid federal holidays
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Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility subject to standard account requirements and underwriting criteria
Employment Statements:
First Tech is an equal opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to [email protected] and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address
First Tech is not currently offering Visa transfer or sponsorship for this position
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