Job Overview
Join our dynamic team as a Mortgage Loan Originator and become a vital part of helping clients achieve their homeownership dreams! In this energetic role, you will actively engage with prospective borrowers, guide them through the loan process, and deliver exceptional customer service. Your expertise in financial sales, negotiation, and mortgage products will drive successful loan origination while ensuring compliance with all relevant regulations. This position offers an exciting opportunity to leverage your skills in a fast-paced environment dedicated to growth and client satisfaction.
Responsibilities
- Cultivate relationships with prospective clients through proactive outreach, networking, and referral sources to generate new mortgage loan opportunities
- Guide borrowers through the entire loan process, from application to closing, ensuring clarity and transparency at each step
- Analyze credit reports, income documentation, and financial statements to assess borrower eligibility using tools like FNMA guidelines and underwriting standards
- Prepare and review loan documentation, contracts, disclosures (including TILA), and escrow instructions to ensure accuracy and compliance with Fair Housing regulations
- Collaborate with underwriters, processors, and other team members to facilitate smooth loan processing and underwriting workflows
- Utilize mortgage software such as Quicken or similar platforms for loan origination, servicing, and tracking activities
- Conduct credit analysis and basic math calculations to determine borrower qualification levels while maintaining high standards of customer service
Qualifications
- Proven experience in loan officer roles within the mortgage or financial services industry with a strong understanding of loan origination processes
- Demonstrated success in financial sales, negotiation, and customer service environments
- Familiarity with FNMA (Fannie Mae) guidelines, TILA (Truth in Lending Act), Fair Housing regulations, and mortgage servicing procedures
- Proficiency in mortgage software such as Quicken or comparable programs; experience with accounting software is a plus
- Strong analytical skills including credit analysis, math proficiency, and familiarity with escrow processes
- Knowledge of loan processing, underwriting standards, and basic banking principles including contracts and financial software applications
- Excellent communication skills with the ability to explain complex financial concepts clearly and professionally
- Ability to perform 10-key typing efficiently for data entry tasks
This role is ideal for motivated professionals eager to make an impact in the financial services sector by helping clients navigate their home financing options confidently. We are committed to fostering an inclusive environment that values integrity, transparency, and exceptional service.
Pay: From $1.00 per month
Benefits:
- Flexible schedule
- Work from home
Work Location: Remote
