The Mortgage Underwriter ensures that the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. As the Underwriter, you will be held accountable for quality and accuracy of decisions.
The Underwriter will:
- Decisions full range of mortgage loans, preferably including FHA loans
- Review all mortgage applications and documentation for accuracy and completeness
- Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
- Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
- Approve or deny mortgages on a timely basis
- Perform other related duties as required and assigned
- Demonstrate behaviors which are aligned with the organization’s desired culture and values
What You'll Bring
- Bachelor’s degree or equivalent work experience
- 3+ years of mortgage underwriting experience required
- Solid knowledge of mortgage underwriting and of basic automated underwriting systems
- Proficiency with basic automated underwriting systems
- Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
- Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
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Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Vision insurance
Education:
- High school or equivalent (Required)
Experience:
- mortgage underwriting: 1 year (Preferred)
- conventional underwriting: 1 year (Preferred)
Work Location: Remote
