Get Paid to Become a Licensed Mortgage Loan Officer
Swift Home Loans is hiring our next class of Loan Officer Trainees at our brand-new Dallas, TX headquarters. We pay you $15/hour, cover your mortgage licensing, and put you through a structured training program designed to get you licensed and earning commission as quickly as possible. Once licensed, our LOs typically earn $75,000–$150,000 in their first year, with top performers earning more.
No mortgage experience required.
About Swift Home Loans
Swift Home Loans is the #1 mortgage brokerage in the country partnered with United Wholesale Mortgage (UWM) — the #1 wholesale mortgage lender in the United States. As a trainee, you'll be learning inside the highest-producing brokerage on UWM's platform, with the technology, product set, and resources that come with that position. UWM's tech closes loans faster and offers more loan options, which gives our LOs a real edge with clients.
We've just opened a brand-new headquarters in Dallas, TX — a high-end, professionally designed office built for a winning sales culture. It's the kind of environment people actually want to come to work in.
Is This Job for You?
This is a high-energy, in-office sales floor. If you've ever worked in phone sales, car sales, gym sales, retail commission, real estate, insurance, or any role where you've had to talk to strangers and close — this environment will feel like home, but with way more upside.
You'll be on the phones every day. The people who win here are competitive, coachable, and not afraid of the phone. The people who don't make it are the ones who thought a sales job meant waiting for the phone to ring.
The Path: Trainee to Licensed LO
You'll work directly with a dedicated Training Director who runs you through a structured program: mortgage education, industry fundamentals, our systems, our products, and intensive prep for the NMLS SAFE Act licensing exam. When you're ready, you'll sit for the exam. Pass it, and you transition into a Licensed Mortgage Loan Officer role with uncapped commission.
(Per regulation, trainees do not originate loans or perform licensed loan activity until fully licensed.)
Who Tends to Succeed Here
- People with prior phone sales, commission sales, or customer-facing sales experience
- People who've passed a regulated licensing exam before (real estate, insurance, securities) — you already know how to study for and pass these
- Career changers from industries like car sales, insurance, real estate, fitness sales, hospitality, or retail management
- Military veterans transitioning into a structured, performance-based career
- Recent grads who want a real income trajectory and aren't afraid to work for it
What You Need
- Reliable, full-time availability Monday–Friday, on-site in Dallas, TX
- Strong communication skills and comfort on the phone
- The discipline to study hard and pass your licensing exam
- Coachability — the people who listen and adjust are the ones who win
- No mortgage experience necessary
Compensation & Schedule
- $15.00/hour during training
- Uncapped commission once licensed
- Typical first-year licensed LO earnings: $75,000–$150,000+
- Full-time, Monday–Friday, 7:00 AM – 4:00 PM (with a 1-hour unpaid lunch)
- On-site at our brand-new Dallas, TX headquarters
Benefits
- Health, dental, and vision insurance
- HSA-eligible medical plan option
- Company-paid life insurance ($200,000 basic Life/AD&D)
- Paid licensing and professional development
- Clear advancement path from Trainee to Licensed Loan Officer
Apply Today
We're actively hiring our next training class and will respond to qualified applicants within 24 hours. If you're ready to build a real career in mortgage and you're not afraid to pick up the phone, apply now.
Disclaimer
The responsibilities and duties described above represent the essential functions of this role and are subject to change and reasonable accommodation. All listed qualifications reflect the minimum knowledge, skills, and abilities required to perform the job successfully. Team members may be required to perform additional job-related duties as assigned, consistent with business needs and reasonable accommodation.
This job posting does not constitute an employment contract, either express or implied. Employment with Swift Home Loans is at-will and may be terminated by either party at any time, with or without cause or notice.
Swift Home Loans is an Equal Opportunity Employer. We are committed to fostering a diverse and inclusive workplace. By submitting an application, candidates acknowledge and consent to job-related communications, including the potential recording of calls for training and quality assurance purposes.
Pay: $31,200.00 - $150,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Opportunities for advancement
- Professional development assistance
- Vision insurance
Application Question(s):
- This role involves outbound phone calls every day in a high-energy sales environment. Are you comfortable with this?
- Are you willing to study for and take the NMLS SAFE Act mortgage licensing exam?
- Have you ever passed a regulated licensing exam (real estate, insurance, securities, NMLS, or similar)?
- How many years of sales, customer service, or phone-based work experience do you have?
Ability to Commute:
- Dallas, TX 75201 (Required)
Work Location: In person
