To perform the job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION AND EXPERIENCE
- Bachelor’s degree in Finance, Business or related field or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.
- Minimum 10 years of progressive commercial credit and lending experience, preferably within a financial institution or credit union environment.
- Minimum 5 years of leadership or management experience, preferably within commercial credit administration.
SKILLS AND COMPETENCIES
- Strong knowledge of commercial credit principles, financial statement analysis, cash flow analysis, and loan structuring.
- Demonstrated ability to manage portfolio risk and support strategic commercial growth.
- Strong understanding of regulatory compliance, loan policy governance, and credit risk management practices.
- Excellent leadership, coaching, and team development skills.
- Strong written and verbal communication skills, including executive and Board-level presentation abilities.
- Ability to exercise sound judgment and make independent credit decisions.
- Proficient with commercial loan systems, financial analysis software, and Microsoft Office applications.
