With benefits starting on day one, paid bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.
We are currently seeking a Mortgage Default Operations Analyst to join our team. This is a in-office position located at our Zions Bancorporation Technology Center in Midvale, UT.
Responsibilities:
Responsible for the management of an effective and efficient framework of internal controls, operational testing for defaults and ensuring sub servicer's compliance with investor and regulatory requirements.- Ensures compliance with regulatory oversight agencies and all other applicable non-regulatory agencies through quality management of risk including proper assessment, control, testing and reconciliation.
- Ensures periodic validation of model/control inputs and performance.
- Works directly with client peers and vendor management teams to maximize the affiliate and vendor relationships, identify/implement best practices and ensure the timely resolution of issues as they relate to operations.
- Responsible for the consistent interpretation and execution of all policies and procedures.
- Other duties as assigned.
Qualifications:
Requires a Bachelor's degree in business administration or related field and 2+ years experience with mortgage servicing, loss mitigation, foreclosures, bankruptcy, REO and/or other directly related experience.- Strong proficiency in Excel and knowledge of other reporting applications, i.e. PowerBI
- A combination of education and experience may meet requirements.
- Working knowledge of loan default servicing software, Black Knight products preferred, including Desktop, Process Management. Ability to balance multiple demands and work both independently and as part of a team to develop solutions.
- Ability to communicate with all levels of management; both written and verbal.
- Ability to present information to senior-level audiences in simple, logical terms.
- Strong execution skills; ability to drive results.
- Strong attention to detail, project management and prioritization skills will be key in balancing daily deadlines with timely implementation of strategic projects.
- Demonstrate the high levels of integrity, character, and professionalism in affiliate, associate, customer and vendor interaction as a representative of the company.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Employee Ambassador preferred banking products
