Analyst, Underwriter – Asset Based Finance
Job Responsibilities:
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This role offers hands‑on ownership of underwriting, diligence, and financial analysis across a variety of asset-oriented and corporate transactions
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Work directly with PM to underwrite, risk asses and analyze asset-based finance, asset based lending and corporate lending transactions
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Participate in setting up covenant packages, risk ratings, monitoring KPIs and participate in ongoing portfolio management
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Analyze new prospects for credit quality including financials and projections.
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Evaluate collateral from a broad spectrum of industries for suitability for asset-oriented facilities.
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Prepare internal documentation to evaluate new opportunities, including pre-screens and final approval documentation.
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Work closely with risk management on approvals; present borrower and structure to risk committee to secure deal approval.
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Work with outside third parties, including appraisers and field examiners, to diligence, document and close transactions.
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The position is well‑suited for candidates who excel in fast‑paced, entrepreneurial credit environments and enjoy managing multiple workflows with high accountability
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Hands‑on involvement in underwriting, diligence, financial statement analysis is a must
Qualifications:
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5+ years direct experience in credit, underwriting, and structuring of asset based and corporate lending transactions
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Familiarity with asset-based finance, asset based lending across broad industries, including specific sector risks and nuances.
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Significant market knowledge of balance sheet and off-balance sheet structures
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Knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
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Able to produce excellent underwriting work product with detailed up/down analysis
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Analytical Thinking
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Attention to Detail
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Financial Analysis
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Underwriting
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Portfolio Management
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Prioritization
