Confidential — Top-Tier Financial Firm (MassMutual Network)
Read this part first.
This is not a salaried desk job. No manager will assign you accounts. There is no cap on what you earn — and there is no floor either.
This is a commission-only opportunity to build an independent financial planning practice on the platform of one of the top-performing firms in the MassMutual network, headquartered in Midtown Manhattan.
We are conducting this search confidentially. Qualified candidates will learn the firm's identity in the first conversation.
If you want predictability, this isn't it. If you want to own a business that pays you what it's actually worth, keep reading.
About the firm:
We are a member of the MassMutual family of firms — a nationally recognized, award-winning practice based in the heart of Midtown Manhattan, with financial professionals serving clients across the United States. Our track record speaks for itself, and we'll walk you through it in detail once we're talking.
We are built around one belief: entrepreneurs are valued here — especially when they combine their talent with a real passion for helping people.
Our advisors run holistic planning practices across six pillars: cash flow, insurance and risk, retirement, tax strategy, investments, and estate planning. Our clients are attorneys, physicians, executives, founders, and business owners with genuinely complex financial lives.
Behind you:
- The full MassMutual portfolio of protection products
- An open-architecture investment platform — you are not captive to a proprietary product shelf
- MML Investors Services — one of the largest insurance broker-dealers in the U.S.
- In-house subject matter experts in advanced planning, business succession, estate, and executive benefits, you can bring into your cases
- Marketing, technology, and compliance infrastructure so you spend your day in front of clients instead of building slide decks
What "complete autonomy" actually means here
We say autonomy, so here is exactly what we mean — no vague promises:
- You own the book. Your clients are your clients.
- You set the schedule. Nobody is tracking your chair time. We track results.
- You choose the niche. Physicians, litigators, tech equity comp, small business owners, first-generation wealth — build the practice you actually want to run.
- You choose the solutions. Open architecture means the recommendation is driven by the plan, not by a quota on one product.
- You decide how big this gets. Solo practitioner, team builder, multi-advisor firm — all three exist under our roof today.
Autonomy cuts both ways, and we'll be honest about it: nobody will make you do the work. The advisors who thrive here are the ones who don't need to be made to.
Compensation:
- This role is 100% commission-based (commissions, renewals, advisory fees, and bonuses). There is no base salary.
- Experienced, licensed advisors may qualify for a start-up compensation package to bridge the transition. If you're already producing, tell us — this is a real, negotiable conversation, not a bait line.
- Your income is a function of your activity, your market, and your discipline. Top producers here earn at levels that are simply not available in salaried roles. We won't quote you a number in a job ad, because anyone who does is selling you something.
- Full suite of benefits available, including health coverage options, retirement plan, and a defined-benefit pension available to qualifying advisors through MassMutual.
- Performance-based recognition and rewards, including MassMutual's national recognition and conference programs.
Licensing — who we're looking for:
Preferred (you can produce on day one):
- Life, Accident & Health (LAH) license
- SIE and Series 6 or Series 7
- Series 63, 65, or 66
- 1+ years in financial services, insurance, or advisory production
Also welcome (you're coachable and you'll go get them):
- You hold some of the above and are willing to pursue the rest — we sponsor and support exam preparation
- Career-changers from law, accounting, medicine, sales, or business ownership with an established professional network and the work ethic to rebuild from scratch
Not a fit:
- Anyone who needs a lead list handed to them every Monday
- Anyone who wants a base salary with commission upside
- Anyone looking for a 40-hour week in year one
What you'll actually do:
- Prospect. Relentlessly, professionally, and every single week — networking, referrals, centers of influence, and the lead-generation and targeted-marketing tools we provide.
- Run discovery meetings that get to what a client actually cares about, not just what they own.
- Build comprehensive plans across the six pillars and present them clearly enough that a client can act on them.
- Implement solutions — insurance, investments, retirement, business and executive benefits.
- Serve clients for decades, not transactions. Reviews, referrals, and second- and third-generation relationships are how practices here compound.
- Keep clean, compliant records and stay current on regulation and product.
- Use the firm's training, mentorship, and joint-work opportunities aggressively. Our development programs are taught by some of the most successful advisors in the country, and our sales leadership does one-on-one joint work in the field.
What we look for in the people who make it:
- Work ethic that doesn't require supervision. The advisors who win here outwork everyone.
- Comfort with rejection. This business is a game of numbers before it's a game of skill.
- Coachability. Autonomy is earned by first doing the fundamentals exactly as taught.
- Communication that lands. You can make complex things simple for a smart, busy person.
- Integrity. We are a planning-first culture. The plan comes first, always.
- Bilingual/multilingual candidates are strongly encouraged to apply — we serve a diverse client base across the U.S.
Details:
- Job Type: Full-time, commission-only (independent contractor)
- Location: Midtown Manhattan — hybrid; you're expected in the field and in the office for training, joint work, and team meetings
- Schedule: You set it. Client-facing hours will include some evenings.
- Benefits: Health coverage options, retirement plan, pension eligibility through MassMutual, exam sponsorship, marketing and technology support, mentorship and ongoing development
- License/Certification: LAH, SIE, Series 6/7, Series 63/65/66 (preferred; willing-to-obtain considered)
- Background check and FINRA registration required.
This is a confidential search on behalf of a member firm of the MassMutual family of firms. Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and are not subsidiaries of MassMutual or its affiliated companies. We are an equal opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Job Type: Full-time
Pay: $71,000.00 - $95,310.00 per year
Work Location: In person
