PRINCIPLED SOLUTIONS
Independent Life Insurance Provider (1099 / W9 Independent Contractor)
- Location: Remote / Flexible / Texas
- Compensation: 100% Commission Only (Uncapped)
- Job Type: Independent Contractor (1099 or W9)
About
Principled Solutions, LLC is expanding our independent life insurance team and is seeking motivated, coachable individuals interested in developing a business in the insurance and financial-services industry.
Previous insurance experience is NOT required, and you do not need to have an active life insurance license to apply.
Candidates who are not currently licensed will receive guidance through the licensing process. An appropriate state insurance-producer license must be obtained before an individual may sell, solicit, or negotiate insurance.
This is a 1099 independent-contractor opportunity, not a W-2 salaried position. Compensation is 100% commission-based with uncapped commissions. There is no hourly wage, base salary, or guaranteed income.
We are looking for individuals who want more than a traditional sales position. Our goal is to provide new agents with hands-on training, mentorship, professional development, and ongoing support as they learn how to build and manage an independent insurance practice.
What You'll Do
After completing all required licensing and contracting requirements, independent agents will:
- Meet with individuals and families to identify insurance and financial-protection needs.
- Educate prospective clients about appropriate life insurance solutions.
- Explain product features, benefits, costs, and available options.
- Assist clients through the insurance application process.
- Develop prospective clients through networking, referrals, relationship-building, and other approved marketing activities.
- Maintain communication with clients throughout the application and underwriting process.
- Build and manage an independent book of business.
- Participate in ongoing product, sales, compliance, and professional-development training.
- Maintain all required licenses, appointments, certifications, and continuing-education requirements applicable to the products they offer.
Qualifications
- Self-motivated with an entrepreneurial mindset.
- Strong communication and relationship-building skills.
- Willingness to learn and be coached.
- Must be eligible to obtain a resident Life Insurance License.
- High school diploma or equivalent.
What We Offer
- No experience required.
- Hands-on training and one-on-one mentorship.
- Flexible schedule.
- Work from virtually anywhere.
- Business development support.
- Advancement opportunities based on performance.
- Uncapped commission earning potential.
Training & Mentorship
(Principled Solutions provides new agents with structured support as they develop their insurance business)
Support includes:
- Hands-on training
- One-on-one and team mentorship
- Product education
- Sales-process training
- Client-conversation development
- Prospecting and business-development guidance
- Ongoing team training
- Compliance guidance
- Support during the transition from training to independent production
- The objective is to help new agents develop the knowledge, skills, systems, and confidence necessary to eventually manage their insurance activities independently.
Compensation
This is a 1099 independent contractor position. Compensation is 100% commission-based with no cap on earning potential. Earnings depend on individual production and business performance. No salary, hourly wage, or guaranteed income is provided.
Licensing Disclosure
Applicants are not required to hold an active Life Insurance License when applying. However, licensing is required before soliciting, selling, or servicing insurance products. Principled Solutions provides guidance and mentorship throughout the licensing process.
What We're Looking For
Successful candidates should be:
- Professional and ethical
- Coachable and willing to learn
- Comfortable communicating with people
- Self-motivated
- Able to manage their own activity and follow-up
- Comfortable working in a performance-based sales environment
- Willing to obtain and maintain the insurance licenses required for their activities
- Interested in developing long-term client relationships
An existing book of business is not required.
An active insurance license is not required at the time of application.
Apply Today
If you're looking for an opportunity to build a rewarding business, make a meaningful impact, and control your income potential, we encourage you to apply.
Submit your application and current contact information.
A member of our Principled Solutions team will review your information and contact qualified candidates regarding the next steps.
Principled Solutions is an Equal Opportunity Opportunity provider. We welcome qualified applicants from diverse backgrounds and are committed to an inclusive environment.
Pay: $57,000.00 - $99,000.00 per year
Benefits:
- Flexible schedule
- Work from home
People with a criminal record are encouraged to apply
Application Question(s):
- If you are not currently licensed, are you willing to complete the state-required licensing process before conducting insurance sales?
- This is a 1099 independent-contractor opportunity with 100% commission-based compensation. There is no hourly wage, base salary, or guaranteed income. Are you comfortable considering this compensation structure?
- Which best describes the level of activity you are considering?
License/Certification:
- and active Life or Life & Health insurance producer license? (Preferred)
Work Location: Remote