Job Title: Senior Mortgage Advisor & Closer (Commercial, DSCR, Non-QM)
(Divisional Team Lead Opportunities also Available).
Company: GenNext.Mortgage (NMLS #2326098)
Location: Remote (United States)
Job Type: Contract
Pay: 100% Commission (Uncapped)
Senior Originator Role – Stop Prospecting. Start Originating!
Are you a highly skilled, senior-level mortgage consultant tired of grinding through cold calls and buying low-converting leads? At GenNext.Mortgage, we have completely engineered the friction out of the origination process. We are seeking a driven Senior Mortgage Advisor to join our team. Depending on your territory, you will report directly to a Divisional VP.
In this role, your pipeline is fed by a dedicated team of front-line Sales Development Representatives (SDRs) operating across both our social media channels and our internal call center. Our marketing strategies drive targeted, high-intent traffic to these SDRs, who proactively engage the prospects and execute warm hand-offs directly to you. Your sole focus? Build the relationship, diagnose the complex scenario, structure the deal, and close the mortgage.
This is a pure originator role focused on Commercial, DSCR, Non-QM, Bank Statement, Fix & Flip, and other investor-oriented products. It is not a wholesale processing or funding role.
About GenNext.Mortgage
We are a tech-forward, full-suite Direct-To-Consumer Lender and Commercial Broker. Our core focus is Non-QM, DSCR, Fix & Flip, Bank Statement, Hard Money, and other investor / specialty products, while also supporting 1-4 unit residential and Reverse transactions.
We operate as a single, centralized company with a high-touch “white-glove” service model. You will work inside a structured Divisional model and report directly to a Divisional Vice President. We pride ourselves on a team-inspired, person-centric culture with a distinct lack of layers, a linear management structure, and the complete absence of unnecessary bureaucracy.
What You Will Do
- Manage Pipeline: Own and actively manage a pipeline of high-intent leads (typically up to 80 active files for a Senior Mortgage Advisor; significantly higher volume capacity for Divisional Lead candidates).
- Execute Warm Handoffs: Take immediate ownership of pre-screened, high-intent prospects transferred to you by our front-line SDR team via live phone transfers, CRM assignments, booked appointments, or digital communication channels.
- Omnichannel Relationship Building: Whether a lead originates from an organic social media community or an inbound call, you must be highly comfortable engaging prospects across all mediums.
- Complex Deal Structuring: Navigate more than 2,000 lending programs to match unique borrower profiles with the exact right investor, pricing, and product (focusing heavily on Non-QM, DSCR, Bank Statement, Fix & Flip, and commercial/investor loans).
- Relentless Pipeline Management: Drive the origination process from initial rate-quote through document collection using our dynamic CRM.
- Collaborative Execution: Work shoulder-to-shoulder with your Divisional VP and our in-house processing team.
What You Bring
- Active NMLS license is required only if originating 1-4 unit residential loans. Multi-state licensing is a plus. Commercial / Non-QM / DSCR focus does not always require residential MLO licensing.
- 5+ years of active mortgage origination experience, with meaningful Non-QM, DSCR, Bank Statement, or commercial/investor experience.
- Comfortable operating in an omnichannel environment (phone + digital) and converting warm hand-offs into funded loans.
- Strong understanding of Non-QM, DSCR, Bank Statement loans, and investment property financing.
- Highly articulate, empathetic, and capable of converting warm pipeline leads through consultative relationship building.
- Clean compliance track record (TILA, RESPA, and applicable state/federal regulations).
Benefits & Perks
- Zero cold calling — pipeline supported by dedicated SDRs and company lead generation.
- Uncapped, high-performance commission structure.
- Access to more than 2,000 lending programs (Non-QM, DSCR, Hard Money, Conventional, Govvies, Reverse, and more).
- High-quality Direct-To-Consumer CRM and strong LOS systems.
- Direct support from Divisional VP leadership.
- In-house processing support.
- Clear path for high performers into Divisional Lead opportunities.
How to Apply
Send your résumé, NMLS number (if applicable), and a brief note on your Non-QM / commercial experience to [email protected], or apply directly on Indeed.
Pay: $60,000.00 - $1,500,000.00 per year
Application Question(s):
- Are you willing to undergo a background check in accordance with local law/regulations?
- Are you willing to take a drug test in accordance with local law/regulations?
- What was the highest loan volume (in whole dollars) that you originated in a given month? Example: 2,500,000
- What is your NMLS number? (Enter “None” if you do not have one)
Experience:
- Loan origination: 3 years (Required)
- Mortgage Industry: 5 years (Required)
License/Certification:
- Residential Mortgage Loan Originator (MLO) License / NMLS (Preferred)
Work Location: Remote
