Join the First Heritage Mortgage Team
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Position Title: Sr. Loan Closer
Department: Closing
Reports to: VP of Closing
Position Summary:
The Sr. Loan Closer validates and collects final documentation, verifies regulatory and agency compliance, draws closing documents and reviews signed collateral documents for completeness, reviews final figures from escrow, ensures all at-closing conditions are met, and disburses funds according to policies.
Responsibilities and Duties:
Obtain required documentation prior to closing, review loan fees and system data
- Preparing documents to send to the closing agent
- Preparing and issue the Closing Disclosure to the borrower(s)
- Review the Closing Disclosure to ensure compliance with regulatory guidelines and completeness prior to closing
- Review signed closing documents for completeness and signatures
- Verify and clear all closing conditions
- Validate fees and initiate wire of funds to closing agent with instructions
- Resolve closing issues
- Clear any closing related post-closing issues
Knowledge, Skills and Abilities:
- Proven written and written communication skills.
- Ability to stay abreast of changes within the industry
- Knowledge and experience in closing conventional, jumbo, FHA, VA and bond loans
- Analytical skills to include reviewing and understanding loan disclosure and closing documents
- Ability to handle confidential material in a professional, highly ethical manner
- Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
Education and Experience:
- 3 – 5 years residential mortgage closing experience preferred
- Knowledge of Encompass Loan Origination System a strong plus
What’s In It For Me:
- Access to competitively priced, high-quality health care options through Aetna, MetLife and EyeMed, along with employer-paid Short Term and Long Term disability, basic life and AD&D insurance (including employee-paid life, Legal Resources, and Aflac supplemental options)
- Plan for the future by investing in a 401(K), with up to $4K employer match, invest even more with our Health Savings Account (HSA)
- Put your family first with Flexible Spending Account (FSA) for dependent care
- 12 weeks of paid maternity leave through our Short-Term Disability Plan
- Receive well-rounded wellness benefits, including free and low-cost mental health resources and support services through our Employee Assistance Program
- Rest and relax with Paid Time Off (increases with tenure)
- Protect yourself from identity theft or travel mishaps with our no-cost coverage
- Get access to your paycheck early with an advanced pay option through Dayforce Wallet
