Overview
Join our dynamic team as a Mortgage Loan Officer and become a vital part of helping individuals and families achieve their homeownership dreams! In this energetic role, you will be the key contact for clients throughout the loan process, guiding them with expert advice, ensuring compliance with industry regulations, and delivering exceptional customer service. Your expertise in mortgage lending, financial analysis, and industry regulations will drive success and foster long-term relationships. This position offers an exciting opportunity to leverage your sales skills, industry knowledge, and negotiation abilities in a fast-paced, rewarding environment.
Responsibilities
- Assist clients in understanding mortgage options and guide them through the loan origination process with clarity and enthusiasm
- Analyze credit reports, financial statements, and other documentation to evaluate loan eligibility using industry-standard software such as Quicken or similar financial tools
- Conduct thorough credit analysis and risk assessments aligned with FNMA (Fannie Mae) guidelines and banking regulatory compliance standards
- Negotiate terms with clients while ensuring adherence to Fair Housing regulations, TILA (Truth in Lending Act), and other relevant loan regulations
- Collaborate with underwriters, processors, and mortgage servicing teams to facilitate smooth loan processing and approval workflows
- Maintain accurate records of all loan activities, contracts, escrow details, and compliance documentation using accounting software and financial services platforms
- Stay informed about industry trends, financial regulations, and changes in mortgage lending policies to provide expert advice and maintain industry knowledge
Qualifications
- Proven experience as a Loan Officer or in mortgage lending with a strong understanding of loan origination processes
- Demonstrated skills in negotiation, sales, customer service, and financial analysis
- Familiarity with mortgage servicing, underwriting procedures, and compliance with loan regulations such as TILA and Fair Housing laws
- Proficiency in financial software including Quicken or comparable programs; basic math skills including 10 key typing are essential
- Knowledge of FNMA guidelines, mortgage services operations, escrow procedures, and banking regulatory compliance
- Ability to analyze credit reports accurately and perform commercial lending analysis in risk and credit assessments
- Excellent communication skills to explain complex financial concepts clearly to clients from diverse backgrounds
- Strong organizational skills for handling multiple loan files efficiently while maintaining attention to detail
Embark on a career where your expertise makes a real difference! We’re committed to supporting your growth through ongoing training opportunities and a collaborative work environment. If you’re passionate about helping clients navigate the complexities of mortgage lending with professionalism and enthusiasm, we want to hear from you!
Pay: $8,000.00 - $120,000.00 per month
Benefits:
Work Location: Remote
