Description:
The Mortgage Closer is responsible for preparing, reviewing, and coordinating the final closing package for mortgage loans to ensure accuracy, compliance, and timely funding. This role requires strong attention to detail, knowledge of regulatory guidelines, and the ability to work closely with internal teams, settlement agents, and borrowers to facilitate a smooth loan closing process.
Requirements:
Key Responsibilities:
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Prepare and review closing documents to ensure accuracy and compliance with federal, state, and investor guidelines.
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Verify all loan conditions have been satisfied prior to closing.
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Coordinate with title companies, attorneys, loan officers, and processors to schedule closings.
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Ensure proper disbursement of funds and balance closing disclosures (CDs).
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Review signed loan packages for completeness and accuracy prior to funding.
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Resolve discrepancies or issues that may delay closing or funding.
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Maintain compliance with company policies, regulatory requirements (TRID, RESPA, TILA, etc.), and investor guidelines.
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Provide excellent customer service by communicating clearly with borrowers, settlement agents, and internal staff.
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Track and update loan status in the system to ensure timely processing and closing.
Qualifications:
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High school diploma or equivalent required; associate’s or bachelor’s degree preferred.
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Minimum of 2–3 years of mortgage closing or related mortgage banking experience.
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Strong knowledge of mortgage documents, compliance regulations, and loan closing procedures.
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Proficiency in loan origination systems (LOS) and Microsoft Office Suite.
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Exceptional organizational skills, attention to detail, and ability to work under tight deadlines.
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Strong communication and problem-solving skills.
