About Ramco Insurance
Ramco Insurance is a growing independent insurance agency serving individuals, families, and business owners across South Florida.
We provide Personal and Commercial Lines coverage, including auto, homeowners, flood, commercial auto, general liability, workers compensation, business owners policies, commercial property, and more.
With offices in West Miami and North Miami, Ramco Insurance is focused on expanding its markets, strengthening carrier access, and building a high performing team of motivated insurance professionals.
Our agency is built for growth, production, client service, and long term opportunity.
Job Overview
Ramco Insurance is seeking a motivated Licensed Insurance Agent to join our North Miami office.
This position is ideal for a bilingual insurance professional who is confident on the phone, sales driven, coachable, and ready to grow within a fast paced agency environment.
As a Licensed Insurance Agent, you will assist clients with their insurance needs, quote new business, follow up with prospects, close policies, and build long term relationships that create retention, referrals, and cross selling opportunities.
Ramco Insurance is actively expanding across South Florida by strengthening carrier access, increasing market opportunities, and building a high performing team across Personal and Commercial Lines.
This is a strong opportunity for an agent who wants to increase their income, improve their skills, and grow with an agency that is focused on production, development, and long term success.
Compensation
Expected annual compensation ranges from $32,000 to $120,000 based on production, experience, and performance.
Agents may have the opportunity to earn:
- $1,500 to $2,000 or more per week as production increases
- Uncapped income potential for high performing agents
- Additional earning opportunities through cross selling
- Growth potential into Commercial Lines production
The upper end of the pay range is intended for experienced, consistently high producing agents and is not guaranteed.
Compensation structure and production expectations will be reviewed during the interview process.
Responsibilities
- Handle inbound calls from prospective and current clients
- Make outbound calls to leads, prospects, renewals, and previous clients
- Quote, present, and sell Personal and Commercial Lines insurance policies
- Assist clients with auto, homeowners, flood, commercial auto, general liability, workers compensation, business owners policies, and other insurance products
- Conduct client consultations to understand coverage needs, budget, risk exposure, and policy options
- Explain coverage, deductibles, limits, discounts, exclusions, payment options, and policy terms clearly
- Follow up consistently through phone, text, and email to increase closing opportunities
- Build strong client relationships that support retention, referrals, and future account growth
- Identify opportunities for cross selling and upselling within new and existing client accounts
- Maintain accurate notes, client information, quote details, and follow up activity in agency systems
- Meet individual activity goals, sales goals, premium goals, and production expectations
- Stay informed on carrier guidelines, underwriting updates, market changes, and insurance regulations
- Work closely with management to improve sales performance, closing ability, and product knowledge
- Represent Ramco Insurance professionally in every client interaction
Lines of Business
Agents may work with:
- Personal Auto Insurance
- Homeowners Insurance
- Renters Insurance
- Condominium Insurance
- Flood Insurance
- Commercial Auto Insurance
- General Liability Insurance
- Workers Compensation Insurance
- Business Owners Policies
- Commercial Property Insurance
- Additional Personal and Commercial Lines products
Requirements
- Active Florida 440 or 220 insurance license required
- Bilingual English and Spanish required
- Previous insurance sales, customer service, retail sales, telemarketing, or outside sales experience preferred
- Strong communication and relationship building skills
- Comfortable making and receiving a high volume of calls
- Confident presenting quotes, discussing pricing, handling objections, and asking for the business
- Strong follow up skills and ability to manage multiple opportunities at once
- Professional, dependable, organized, and accountable
- Coachable and open to training, feedback, and performance development
- Motivated by goals, growth, production, and income potential
- Comfortable using CRM systems, agency management systems, email, phone systems, Microsoft Office, and basic computer tools
- Able to work full time in person at our North Miami office
What We Offer
- Competitive performance based earning potential
- Access to multiple carriers and competitive insurance markets
- Consistent inbound and outbound sales opportunities
- Hands on training, coaching, and mentorship
- Growth opportunities in Personal and Commercial Lines
- Opportunity to develop into a senior producer or leadership role
- Support from experienced agency leadership
- Fast paced and team oriented work environment
- Monday through Friday schedule
- No regularly scheduled weekends
- Long term growth opportunities as Ramco Insurance continues expanding
Ideal Candidate
The ideal candidate is someone who is motivated, competitive, professional, and serious about building a long term insurance career.
We are looking for someone who follows up consistently, communicates clearly, takes ownership of their results, and wants to grow inside an agency that rewards production and performance.
Why Join Ramco Insurance?
Ramco Insurance is not a stagnant agency looking to simply maintain business.
We are actively growing, expanding our markets, increasing carrier access, and building one of the strongest insurance teams in South Florida.
Our North Miami office gives agents the opportunity to work in a strong and diverse market while developing across multiple lines of insurance.
If you are hungry to grow, serious about sales, and ready to build something long term, Ramco Insurance may be the right fit for you.
Apply Today
Immediate interviews are available.
Pay: $32,000.00 - $120,000.00 per year
Benefits:
Work Location: In person
