Lendistry is an Equal Opportunity/Affirmative Action Employer. We consider applicants without regard to race, color, religion, age, national origin, ancestry, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, veteran status, disability, genetic information, or membership in any other group protected by federal, state, or local law.
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And, in the event that a resume or candidate is submitted by a recruiter, an employment agency, or a staffing firm without a fully executed MSA, Lendistry has the unrestricted right to pursue and hire any of those candidate(s) without any legal or financial responsibility to the recruiter, agency, and/or firm.
The Sr Staff Engineer, Backend will architect and lead the distributed systems that power our lending operating system. This is a hands-on technical leadership role for an engineer who thrives at the intersection of deep systems design, complex business logic, and the realities of operating mission-critical services in a regulated industry.
You will drive architectural decisions across our multi-tenant, microservices-based platform — the systems that run the full loan lifecycle from origination and credit decisioning through contract execution, boarding, and servicing. You will set the technical direction for backend engineering, mentor and grow a team of engineers, and partner closely with frontend, product, QA, credit, and data teams to ship integrated, production-grade solutions that make capital move for small businesses.
We’re proud to be the nation’s largest minority-led, tech-savvy lender for small businesses and commercial real estate. As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small business owners and their communities. Join us as we pave the way with innovative financing and financial education!
You will be the principal architect of the backend systems that power Lendistry's lending platform, including:
Core lending services — origination, application intake, decisioning orchestration, contract execution, boarding, and servicing handoff.
Platform primitives — multi-tenant identity, authorization, audit logging, workflow orchestration, and the shared APIs every product team consumes.
Integration fabric — credit bureaus, KYC/KYB providers, bank cores, servicers, payment rails, and government program systems.
Technical Leadership & Architecture
Own the backend architecture of Lendistry's lending platform — service decomposition, domain boundaries, data ownership, inter-service communication, and the long-term evolution of the system.
Set the technical direction and best practices for backend engineering — API design, language and framework choices, testing strategy, observability, and operational standards.
Drive cross-functional initiatives that span backend, frontend, data, credit, and compliance — the work that does not fit neatly inside one team.
Distributed Systems & Platform Development
Design and build complex, scalable backend services in a microservices environment — production code that is high-quality, maintainable, performant, and safe to operate.
Own the core platform primitives — multi-tenancy and tenant-aware routing, authentication and authorization, caching, workflow orchestration, and shared infrastructure modules that every product team builds on.
Translate complex business and compliance requirements — underwriting policy, SBA program rules, state lending regulations, investor and servicer contracts — into robust, secure, and auditable backend solutions.
Design for data integrity and auditability — every state change in a loan must be traceable, reconcilable, and explainable to auditors, regulators, and partners.
Performance, Reliability & Operational Excellence
Diagnose and prevent performance, scalability, and reliability issues in production — database hotspots, N+1 queries, unbounded queues, retry storms, and the long tail of distributed-systems failure modes.
Advocate for and implement observability — structured logging, metrics, distributed tracing, meaningful alerting, and the runbooks that make on-call humane.
Harden security at the service layer — authentication, authorization, input validation, secret management, and defense-in-depth for services handling PII and financial data.
Own the SDLC — CI/CD, automated testing, code review, and release practices that let the team ship confidently and often.
Mentorship & Collaboration
Lead, mentor, and coach backend engineers through architecture reviews, design docs, code reviews, and pairing — elevating the craft of everyone around you.
Collaborate closely with product and business partners, frontend engineers, QA, credit, and data teams to deliver integrated solutions rather than isolated services.
Raise the bar for engineering standards — what good looks like, how we design, how we review, how we operate.
Innovation & Future-Proofing
AI-Assisted Development Practice
Lendistry engineers are expected to be among the most effective users of AI tools in the company. This is not optional and it is not decoration — it is how we ship.
Daily use of AI coding assistants — Claude Code, GitHub Copilot, Cursor, or equivalents — as a standard part of the development loop for code generation, refactoring, testing, documentation, and review.
Clear judgment about when to trust, verify, or override AI-generated suggestions, particularly in security-sensitive and business-critical contexts.
Familiarity with agentic AI development concepts — multi-step task automation, LLM tool use, prompt engineering for code generation, and the integration of AI agents into engineering workflows.
Your Areas of Knowledge and Expertise
Communication. Writes clearly, argues precisely, and can explain complex backend systems to executives, credit leaders, and non-technical stakeholders.
Strong proficiency in one or more statically typed or JVM-based languages (Java, Kotlin, Scala, Go, C#, or TypeScript on a type-safe stack), with deep expertise in object-oriented and functional design patterns.
Thorough understanding of modern enterprise web frameworks and their core principles — dependency injection, transactions, middleware, and asynchronous processing.
Proven microservices experience — service decomposition, inter-service communication, contract design, and the operational discipline that distributed systems demand.
Deep expertise with relational databases — schema design, query optimization, indexing, transactions, and data migration strategies at scale.
Platform & Integration Skills
Modern authentication and authorization — JWT, OAuth2/OIDC, session management, and fine-grained access control.
Asynchronous and event-driven processing — message queues, task scheduling, workflow orchestration, and idempotency.
Caching strategies at both application and data tiers, with a clear-eyed understanding of invalidation, staleness, and coherence tradeoffs.
Cloud platform expertise on AWS (or equivalent) — IAM, networking, containers, serverless, and cost-aware operation of large-scale production cloud services.
Observability in practice — logging, metrics, distributed tracing, alerting, and the habits that turn incidents into improvements.
Demonstrated hands-on experience with AI coding assistants (Claude Code, GitHub Copilot, Codex, Gemini Code Assist, Cursor, or similar) in a professional or enterprise setting.
Experience in fintech, lending, banking, or another regulated industry, with working knowledge of compliance, audit, and data-handling obligations.
Experience integrating with loan origination systems, loan servicing platforms, credit bureaus, or core banking systems.
Why You'll Love Working Here:
The US base salary range for this full-time position is $99,100 - $185,000 annually.
Our salary ranges are determined by role, level, and location.
The range displayed on each job posting reflects the minimum and maximum base salary for new hires for the position across all US locations. Within the range, individual pay is determined by multiple factors like job-related skills, experience, and state of residence. Your recruiter can share more about the specific salary range during the interview process.
Please note that the compensation details listed in US role postings reflect the base salary only, and do not include any variable compensation elements.
This is a stationary position that requires frequent sitting (approximately 95%), repetitive wrist motions, grasping, speaking, listening, close vision, and the ability to adjust focus. It also may require occasional standing, lifting, carrying of 20lbs or less, walking, kneeling, bending/stooping, twisting, pulling/pushing, and reaching above the shoulder. Employees in this position must be physically able to efficiently perform the essential functions of the position.
ACKNOWLEDGEMENT
B.S.D. Capital, Inc. dba Lendistry is an equal employment opportunity employer committed to providing its employees, applicants and other covered persons with equal opportunities without regard to race, color, age (40 or older), religious creed (including religious belief, practice or dress and grooming practices), national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender (including pregnancy, childbirth or medical condition related to pregnancy or childbirth), gender expression, gender identity, sexual orientation, military or veteran status (including past, current or prospective service), or any other characteristic protected under applicable federal, state or local law.
