At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.
Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.
Job Summary
The Residential Loan Officer plays a key role in building and growing customer relationships while guiding borrowers through the mortgage application process. This role offers the opportunity to expand your industry network, develop expertise across banking products, and make a meaningful impact in the communities we serve
This position requires a credit check per 12 CFR Chapter X, Part 1026, Truth in Lending, Regulation Z.
Operates in full compliance with internal policies and procedures as well as applicable regulations and laws, including but not limited to Bank Secrecy Act/Anti-Money Laundering and S.A.F.E. Act requirements. Must submit required information to meet registry requirements, obtain a unique identifier, and maintain the registration requirements as directed by the S.A.F.E Act.
Key Accountabilities
Develop and maintain relationships with real estate professionals, builders, attorneys, and other referral sources to generate new business.
Conduct compliant mortgage pre-qualification interviews and recommend loan solutions aligned to customer needs.
Manage residential mortgage loan applications from origination through processing while ensuring regulatory and policy compliance.
Proactively follow up on leads and maintain a strong pipeline of prospective borrowers.
Partner with customers to identify additional banking needs and refer or cross-sell appropriate products and services.
Promote mortgage lending programs within the community, including outreach to low-to-moderate income individuals and underserved areas.
Collaborate with internal processing teams to support timely and efficient loan closings.
Prepare and maintain accurate records and reports related to loan origination and customer activity.
Education & Experience
Required
Bachelor’s degree or equivalent combination of education and experience.
1+ years of residential mortgage processing or loan origination experience within a financial institution or mortgage banking company.
Ability to meet S.A.F.E. Act registration requirements and maintain compliance with applicable regulations.
Successful completion of a credit check in accordance with Regulation Z requirements.
Preferred
Experience building referral networks within the real estate or financial services industry.
Knowledge of mortgage lending products, compliance standards, and community outreach initiatives.
Strong relationship-building, communication, and customer service skills.
Why You’ll Love Working Here
At Associated Bank Careers , you’ll join a collaborative team focused on helping customers and communities thrive. We invest in professional growth, career development, and creating opportunities for colleagues to expand their expertise across the organization.
Apply today to make an impact.
We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.
In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
Retirement savings including both 401(k) and Pension plans.
Paid time off to volunteer in your community.
Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
Competitive salaries with professional development and advancement opportunities.
Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
Personal banking, loan, investment and insurance benefits.
Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook , LinkedIn and X .
Compliance Statement
Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.
Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.
Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact [email protected] if you need an accommodation at any time during the process.
Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish . Know Your Right to Work English or Spanish .
Associated Bank is Pay Transparency compliant.
The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.
For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.
$17.00 - $25.85 per hour
