Job Summary:
The loan processing and Documentation Specialist works with the LOAN Administration Manager and is responsible for an assigned range of Credit and loan document processing duties required to service the bank’s loan portfolio in accordance with the loan policy and regulatory requirements. these duties include: verifying the accuracy and totality of loan credit and collateral underwriting, including supporting documentation, prior to approving and processing the request for loan document preparation and closing. Position requires THOROUGH knowledge of and experience in loan documentation, with a heavy emphasis on C & I LENDING AND commercial real estate.
Primary Responsibilities:
The duties listed below are some of the duties that may be assigned and may not include all responsibilities that the person in this role may be asked to perform. Incumbent may be required to perform other related duties as assigned.
-
Responsible for reviewing all relevant documentation necessary to ensure loan files are complete prior to loan document preparation.
- Review includes, but is not limited to, ensuring the following documentation is in the file and accurate according to regulatory guidelines and the bank’s lending policy: Real Estate Title Information, Flood Certificates, Appraisals, Surveys, Lien Searches, Insurance, Borrowing Entity and Individual Customer documents.
- Processing and production of complex commercial loan documents in Trustage Loan Documentation System, to include Commercial Security Instruments and Business Loan Agreements with complex financial reporting requirements and covenants
-
Assisting with HMDA data entry
-
Cross-Training for other Loan Admin functions
-
Routine clerical duties as required or assigned
-
Completion of all required training
-
Performs other related duties as required or assigned
Supervisory Responsibilities
N/A
Skills and Qualifications:
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
-
A minimum education of a high school degree, college degree preferred
-
At least one year of experience in processing commercial loan documents or compliance duties
-
General knowledge of loan documentation requirements based on collateral types
-
Able to function in a high attention to detail, deadline-oriented environment.
-
Strong computer skills are required
-
Strong analytical skills, including the ability to organize information
-
Must possess excellent communication and interpersonal skills
Computer and Office Equipment Skills
-
Microsoft Office Suite including Word, Excel, and PowerPoint
Physical Requirements:
The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform essential functions.
-
While performing the duties of this job this individual is regularly required to stand for long periods of time, walk, sit, talk, hear, use their hands and fingers (manual dexterity), use a telephone, and occasionally lift and /or move up to 50 pounds.
- Specific vision abilities required by this position include, close vision, and the ability to adjust focus.
Mental Requirements:
-
The ability to solve problems, make decisions, supervise others, interpret data, organize information, written and oral communication and read/write.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
Encore Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, age, ancestry, citizenship, sex, sexual orientation, gender identity, national origin, marital status, genetic information, physical or mental disability, veteran status or any other characteristic protected by law.
Offered Benefits:
- Medical
-
Dental
-
Vision
-
Employer Paid Life Insurance
-
Supplemental Life Insurance
-
Employee Stock Program
-
401K
