Commercial Credit Analyst
M&T Bank —Paramus, NJ
- $75,900 - $126,500 a year
- Full-time
- Hybrid work
- Research
- Mid-level
- Office
Jr Asset Liability Management Analyst
Valley National Bank —Paramus, NJ
- $55,100 - $90,200 a year
- Office
- Finance
- Analysis skills
Quick Apply
Credit and Collections Representative - National Accounts
Seiko Watch of America LLC —Upper Saddle River, NJ
- $60,000 - $66,000 a year
- Full-time
- Hybrid work
- Microsoft Word
- Research
- Mid-level
- Disability insurance
- Health insurance
Quick Apply
2d
AVP, Credit Risk Reporting
Barclays —Whippany, NJ
- $188,178 - $195,000 a year
- Research
- Office
- Senior level
- Health insurance
- Dental insurance
2027 Global Private Bank Investment Solutions Program (Full-Time Analyst)
JPMorganChase —New York, NY
- $100,000 - $110,000 a year
- Full-time
- Research
- Office
- US work authorization
Underwriting and Commercial Clearance Counsel
Old Republic Title —Hoboken, NJ
- $200,000 - $275,000 a year
- Full-time
- Office
- Residential
- Senior level
- Free parking
- Health savings account
Vice President, Fund Formation Attorney, Private Credit
Macquarie Group Limited —New York, NY
- $260,000 - $300,000 a year
- Full-time
- 3 years
- Organizational skills
- Senior level
- Paid parental leave
- Health savings account
Compliance Specialist Tax Credit
CIS Management Inc —New Jersey
- From $50,000 a year
- Full-time
- Spanish
- Mid-level
- 3 years
- Health insurance
- Dental insurance
Quick Apply
Insurance Commercial Underwriter - Base + Commission
Colstan —New York, NY
- $80,000 - $200,000 a year
- Full-time
- 5 years
- Office
- Analysis skills
- Paid holidays
- Health insurance
Quick Apply
VP, Operational Risk, Wealth
Macquarie Group Limited —New York, NY
- $164,000 - $200,000 a year
- Full-time
- 6 years
- Continuous improvement
- Financial services
- Paid parental leave
- Health savings account
Senior Nuclear Risk Specialist
New York Power Authority —White Plains, NY
- $123,000 - $169,400 a year
- Overtime
- 6 years
- Finance
- Driver's License
VP, Operational Risk
Macquarie Group Limited —New York, NY
- $161,000 - $217,000 a year
- Full-time
- 5 years
- Office
- Senior level
- Paid parental leave
- Health savings account
Sr Risk & Insurance Analyst
Atlas Air —White Plains, NY
- $91,000 - $123,000 a year
- Hybrid work
- Microsoft Excel
- Microsoft Outlook
- Bachelor's degree
Analyst/Associate, Private Credit
Macquarie Group Limited —New York, NY
- $120,000 - $210,000 a year
- Full-time
- Research
- Mid-level
- Analysis skills
- Paid parental leave
- Health savings account
Associate, Private Credit, Real Estate
Macquarie Group Limited —New York, NY
- $125,000 - $200,000 a year
- Full-time
- Writing skills
- Research
- Mid-level
- Paid parental leave
- Health savings account
Client Market Risk Manager, Futures
Macquarie Group Limited —New York, NY
- $181,000 - $225,000 a year
- Full-time
- 5 years
- Office
- Finance
- Paid parental leave
- Health savings account
Vice President/Senior Vice President, Private Credit, Infrastructure Debt Investment
Macquarie Group Limited —New York, NY
- $225,000 - $275,000 a year
- Full-time
- Team management
- Senior level
- Leadership
- Paid parental leave
- Health savings account
Credit and Collections Specialist
JP McHale Pest Management, LLC —Peekskill, NY
- $21 - $24 an hour
- Full-time
- Writing skills
- Mid-level
- Office
- Disability insurance
- Health insurance
Quick Apply
Senior Associate/VP, Credit (Fund Finance)
Macquarie Group Limited —New York, NY
- $138,000 - $186,000 a year
- Full-time
- 5 years
- Finance
- Analysis skills
- Paid parental leave
- Health savings account
Manager, Environmental and Social Risk
Macquarie Group Limited —New York, NY
- $125,000 - $178,000 a year
- Full-time
- Mid-level
- Office
- Continuous improvement
- Paid parental leave
- Health savings account

I want to receive the latest job alert for credit analyst in mahwah, nj

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

credit analyst jobs near mahwah, nj

Commercial Credit Analyst

M&T Bank -
Paramus, NJ

Apply Now

Job Details

Full-time
$75,900 - $126,500 a year

Qualifications

Productivity software

Full Job Description

Overview:

A member of the Commercial Credit team that partners with senior team members supporting the duties of underwriting and the on-going monitoring of a portfolio of credit relationships. Responsible for performing supporting analysis, identifying risk issues, and completing sections of credit analysis, as needed, to assess the creditworthiness of commercial clients.

Primary Responsibilities:

Facilitate the credit needs of customers by analyzing new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions.
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information.
Analyze financial information and related materials and complete the credit analyses for the Bank’s commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company’s case, bank’s base case and a downside case.
As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer’s interest.
Partner proactively with relationship managers (RM) and be intimately involved throughout the credit process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Spread financial statements and prepare financial / projection models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, and guarantor statement analysis as appropriate.
Enter complete and accurate data into Bank systems in support of underwriting and portfolio management activities.
Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating.
Present analysis or address questions during credit request discussions or committee presentations.
Assist in monitoring credit policy compliance by verifying adherence to the Commercial Credit Policy and commenting on any risk associated with non-compliance.
Understand and adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other duties as assigned.

Scope of Responsibilities:

Commercial Credit is responsible for the credit delivery of the Bank's commercial clients throughout the credit lifecycle. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions.

Contacts are primarily internal such as credit officers and other bank personnel.

The position interacts with commercial banking relationship managers throughout the bank’s footprint and industry verticals.

Customer interaction is expected.

Works independently under general supervision.

Supervisory/Managerial Responsibilities:

N/A

Education and Experience Required:

Bachelor’s degree in Accounting, Finance, Economics or related field and a minimum of one year’s work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis, or in lieu of a degree, a combined minimum of 5 years’ higher education and/or work experience, including of one year work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.

Strong verbal and written communication skills.

Strong analytical ability.

Critical thinking and problem-solving abilities.

Attention to detail with a high level of accuracy.

Strong organizational and time management skills.

Ability to work independently and as a part of a team.

Customer focused with strong interpersonal skills.

Proficiency with Microsoft Office.

Education and Experience Preferred:

Experience with Capital IQ, FactSet, and Bloomberg.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $75,900.00 - $126,500.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Paramus, New Jersey, United States of America

Apply Now

Refine Your Search

credit analyst jobs in mahwah, nj

Commercial Credit Analyst

Jr Asset Liability Management Analyst

Credit and Collections Representative - National Accounts

AVP, Credit Risk Reporting

2027 Global Private Bank Investment Solutions Program (Full-Time Analyst)

Underwriting and Commercial Clearance Counsel

Vice President, Fund Formation Attorney, Private Credit

Compliance Specialist Tax Credit

Insurance Commercial Underwriter - Base + Commission

VP, Operational Risk, Wealth

Senior Nuclear Risk Specialist

VP, Operational Risk

Sr Risk & Insurance Analyst

Analyst/Associate, Private Credit

Associate, Private Credit, Real Estate

Client Market Risk Manager, Futures

Vice President/Senior Vice President, Private Credit, Infrastructure Debt Investment

Credit and Collections Specialist

Senior Associate/VP, Credit (Fund Finance)

Manager, Environmental and Social Risk

I want to receive the latest job alert for credit analyst in mahwah, nj

Related Searches

Explore jobs in more locations

Location

Job Seeker Tools

Employer Tools

Browse

Stay Connected