Top 35 Mortgage processor Jobs in Massachusetts

Residential Mortgage Underwriter
SCU Credit Union —Brockton, MA
- $30 - $35 an hour
- Full-time
- Data analysis skills
- Mid-level
- Residential
- Dental insurance
- 401(k)
Quick Apply
9d
Processing Manager
Cardinal Capital Group —Boston, MA
- $100,000 - $125,000 a year
- Full-time
- Google Workspace
- Customer service
- Mid-level
- Paid training
- Paid holidays
Quick Apply
5d
Mortgage Loan Originator (Brockton Region)
North Easton Savings Bank —Brockton, MA
- $42,000 a year
- Full-time
- Marketing
- Writing skills
- Mid-level
Mortgage Loan Originator (Plymouth Region)
North Easton Savings Bank —Plymouth, MA
- $42,000 a year
- Full-time
- Marketing
- Writing skills
- Mid-level
Mortgage Loan Originator
KBW Financial Staffing & Recruiting —Auburn, MA
- $60 an hour
- Email
- 5 years
- Business development
- Bachelor's degree
Quick Apply
Loan Processor
Winter Hill Bank —Somerville, MA
- $25.60 - $38.74 an hour
- Weekends as needed
- Microsoft Word
- Microsoft Excel
- Office
- Continuing education credits
- Health insurance
Quick Apply
Mortgage Loan Processor
Northpoint Mortgage —Westborough, MA
- Full-time
- Hybrid work
- Computer literacy
- Mid-level
- 3 years
Quick Apply
Loan Processor
Middlesex Savings Bank —Westborough, MA
- $45,122 - $74,451 a year
- Full-time
- Customer service
- Word processing
- Computer literacy
Mortgage Processor
NEIGHBORHOOD ASSISTANCE CORP. OF AMERICA —Boston, MA
- $50,000 - $75,000 a year
- Overtime
- Mid-level
- Office
- High school diploma or GED
- Dental insurance
- 401(k)
Quick Apply
Residential Processor/Jr. Underwriter
City of Boston Credit Union —South Boston, MA
- $65,000 - $85,000 a year
- Full-time
- Mid-level
- Office
- Residential
Quick Apply
Mortgage Operations - Mortgage Processor
Metro Credit Union —Chelsea, MA
- $23 - $31 an hour
- Mid-level
- Office
- Residential
- Health insurance
- Dental insurance
Quick Apply
13d
Mortgage Loan Originator
BankFive —Fall River, MA
- Weekends as needed
- Clean driving record
- Mid-level
- Office
Small Business Documentation Processor
Beacon Bank —Pittsfield, MA
- $20.00 - $28.90 an hour
- Microsoft Excel
- Writing skills
- Mid-level
12d
Mortgage Processor
Webster First Federal Credit Union —Worcester, MA
- $20 - $22 an hour
- Microsoft Excel
- Microsoft Outlook
- Mid-level
Quick Apply
3d
Mortgage Processor & Closer
Greylock Federal Credit Union —Pittsfield, MA
- $20.67 - $26.06 an hour
- Overtime
- Hybrid work
- Writing skills
- Mid-level
- Office
- Profit sharing
- Health savings account
Quick Apply
Home Equity Operations Support Specialist (Temporary Assignment)
Rockland Trust —Middleboro, MA
- Temporary
- Office
- Administrative experience
- Communication skills
- Wellness program
- Health insurance
Loan Processor
East Cambridge Savings Bank —Woburn, MA
- $23.54 - $32.99 an hour
- Full-time
- Microsoft Word
- Mid-level
- Office
Quick Apply
10d
Mortgage Loan Originator
Webster Five —Auburn, MA
- Overtime
- Clean driving record
- 5 years
- Local
Residential Underwriting Manager
Rockland Trust —Norwood, MA
- Microsoft Word
- Sales
- Customer service
- Wellness program
- Health insurance
Loan Processor
Institution for Savings —Newburyport, MA
- $53,500 - $60,000 a year
- Full-time
- Office
- Residential
- Bachelor's degree
- Disability insurance
- Health insurance
Quick Apply

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mortgage processor jobs near massachusetts

Residential Mortgage Underwriter

SCU Credit Union -
Brockton, MA

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Job Details

Full-time
$30 - $35 an hour
9 days ago

Benefits

Dental insurance
401(k)
Flexible spending account
Tuition reimbursement
Paid time off
Parental leave
Vision insurance
401(k) matching
Life insurance

Qualifications

Residential property appraisal
Federal Housing Administration (FHA) loans
Data analysis skills
Conventional mortgage loans
FNMA

Full Job Description

Description:

SUMMARY:

Under general supervision, but in accordance with established policies and procedures, is responsible for analyzing the credit worthiness of applicants. Loan files consisting of first and second mortgage lien products, conventional, jumbo, adjustable and 1-4 family investment properties. Based on lending authority, underwrites, and approves real estate loans. Presents loans to Manager or Chief Lending Officer for approvals exceeding authority levels.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Thorough knowledge of the Credit Union’s loan products, loan policies, procedures, interest rate changes, rate lock policies and state and federal regulations for residential lending as they apply to any particular product
Reconcile income, appraisal value, credit history, or other discrepancies, determining and recommending the terms and conditions of the loan.
Analyze borrower’s credit profile by reviewing credit reports, current liabilities, collections and outstanding judgments to determine credit worthiness of borrowers and calculate income and debt-to-income ratios
Proficient at reading and interpreting automated underwriting decision results
Reviews mortgage file after documentation has been received, requests further documentation as needed, and underwrites the file to arrive at a credit decision Approves loans up to lending authority. Recommend loans exceeding lending authority to designated staff with higher lending authority. Prepares the commitment letter, forwards to borrower for signature or MLO for routing to borrower.
Prepare appropriate Memos to the loan Committee for denials or counter offers as outlined in the Credit Union’s lending policy.
Status’ a file for missing documentation to be compliant with regulatory guidelines.
Explain different financing and mortgage programs and products and their respective requirements to Borrowers if needed during the underwriting process. Analyzes the applicant’s financial posture to determine if it meets the Credit Union’s loan criteria.
Reviews appraisals for other underwriters for accuracy and analyzes the valuation techniques utilized. Provide appraisal to borrower.
Review the loan file for completeness and accuracy. Explain figures and charges to appropriate parties.
Uploads documents as received into the LOS system(s), update status, label and place in designated efolders .
Keeps up to date on secondary market guidelines, implementing required changes in workflow and underwriting process.
Answers phone calls and emails from members and borrowers.
Prepares file and documentation and submits to mortgage insurance companies for coverage approval.
Prepares file and documentation for investors. Follows up on missing documentation as requested by the Secondary market investor. Update LOS with require data fields for export to investor. Credit enhancing the loan with Vendor, (if applicable).
Underwrites subordination requests from other Financial Institutions.
Underwrites modification requests for existing members
Assists with updating the various mortgage department logs.
Reviews file prior to closing. Ascertains that the file is complete and authorizes the attorney, or Loan Closer to close the loan. Requests and acquires additional documentation if necessary. Prepares clear to close instructions.
Performs other duties as requested.
In the absence of the Processors or Closers or when volume increases, may assist with the processing or closing of first and second mortgage loan products in the absence of the Processor / Closer or during high volume times.

Disclaimer: The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change, or new ones may be assigned at any time with or without notice.

SUPERVISORY RESPONSIBILITIES: NONE

Requirements:

QUALIFICATIONS:

A thorough understanding of the requirements of the Credit Union’s loan products.
Analytical ability to conduct analysis of an applicant’s financial posture and recommend alternatives in cases where there is insufficient financial posture.
Two to four years’ experience underwriting for the secondary market, FHLMC/FNMA, MHFA, VA, FHA, Jumbo Mortgages.
Organizational and interpersonal skills to conduct effective evaluations

EDUCATION:

Bachelor's degree and a minimum of 5 years of experience in Residential or Consumer Lending; or an equivalent combination of education and experience.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel, reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, peripheral vision, and ability to adjust focus.

_______________________________________________________________________________________________________

The pay range for this position is $30.00 - $35.00 per hour and is the lowest to highest salary we in good faith believe we would pay for this role at the time of this posting. The range may be modified in the future. An employee’s pay within the salary range will be based on several factors including, but not limited to, relevant education, qualifications, certifications, experience, sales or revenue-based metrics, and business or organizational needs and affordability.

SCU Credit Union is an equal employment opportunity employer.

Benefits:

401(k)
401(k) matching
Dental insurance
Flexible spending account
Life insurance
Paid time off
Parental leave
Tuition reimbursement
Vision insurance

Work Location: In person

Quick Apply

Refine Your Search

mortgage processor jobs in massachusetts

Residential Mortgage Underwriter

Processing Manager

Mortgage Loan Originator (Brockton Region)

Mortgage Loan Originator (Plymouth Region)

Mortgage Loan Originator

Loan Processor

Mortgage Loan Processor

Loan Processor

Mortgage Processor

Residential Processor/Jr. Underwriter

Mortgage Operations - Mortgage Processor

Mortgage Loan Originator

Small Business Documentation Processor

Mortgage Processor

Mortgage Processor & Closer

Home Equity Operations Support Specialist (Temporary Assignment)

Loan Processor

Mortgage Loan Originator

Residential Underwriting Manager

Loan Processor

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