Top 24 Loan underwriter Jobs in Morrow Ga

Underwriter III
Silverton Mortgage —Atlanta, GA
- $110,000 - $140,000 a year
- Full-time
- Customer service
- 5 years
- Mid-level
Senior Underwriter
Silverton Mortgage —Atlanta, GA
- $110,000 - $140,000 a year
- Full-time
- Customer service
- 5 years
- High school diploma or GED
BBLU Credit Underwriter I
Renasant Bank —Atlanta, GA
- Microsoft Excel
- Microsoft Outlook
- Writing skills
Mortgage Loan Processor
Silverton Mortgage —Atlanta, GA
- $55,000 - $90,000 a year
- Full-time
- Mid-level
- 3 years
- High school diploma or GED
9d
Commercial Loan Pre-Closer
Citizens Trust Bank —Atlanta, GA
- Full-time
- Mid-level
- Office
- Finance
- Wellness program
- AD&D insurance
Quick Apply
Government Guaranteed Lending Loan Processor/Closer
FIRST COMMUNITY BANK (SC) —Atlanta, GA
- Full-time
- Microsoft Excel
- Microsoft Outlook
- Computer literacy
- Life insurance
Quick Apply
SENIOR COMMERCIAL LOAN UNDERWRITER
Coastal States Bank —Atlanta, GA
- Full-time
- 5 years
- Office
- Finance
- Wellness program
- Paid parental leave
Quick Apply
Home Loan Processor
Delta Community Credit Union —Atlanta, GA
- Full-time
- Mid-level
- Office
- Residential
- Paid parental leave
- AD&D insurance
Commercial Loan Pre-Closer
Citizen Trust Bank —Atlanta, GA
- Full-time
- Mid-level
- Office
- Finance
- Wellness program
- AD&D insurance
Commercial Underwriter
MRISpokane —Atlanta, GA
- Full-time
- Mid-level
- Office
- 3 years
Quick Apply
9d
Credit Manager
SANY America, Inc. —Peachtree City, GA
- Full-time
- Mid-level
- Office
- 3 years
- Health savings account
- Disability insurance
Quick Apply
12d
Commercial Banking Client Specialist
First Horizon Bank —Atlanta, GA
- Research
- Mid-level
- Office
- Wellness program
- Health savings account
Loan Processor III
Guild Mortgage Company LLC —Marietta, GA
- $55,000 a year
- Microsoft Word
- Microsoft Excel
- Basic math
- AD&D insurance
- Disability insurance
CRE Sr Underwriter - Data Center Team Lead
U.S. Bank National Association —Atlanta, GA
- $148,495 - $174,700 a year
- Full-time
- Office
- Master's degree
- Databases
- Paid holidays
- Disability insurance
9d
Commercial Real Estate Portfolio Manager
U.S. Bank National Association —Atlanta, GA
- $126,820 - $149,200 a year
- Full-time
- Office
- Master's degree
- Databases
- Paid holidays
- Disability insurance
8d
Operations Coordinator
Northpointe Bank —Atlanta, GA
- From $21 an hour
- Full-time
- Remote
- Mid-level
- Office
- High school diploma or GED
- AD&D insurance
- Disability insurance
Quick Apply
4d
Senior SBA & USDA Underwriter
FIRST COMMUNITY BANK (SC) —Atlanta, GA
- Full-time
- Microsoft Word
- 5 years
- Office
Quick Apply
Senior Commercial Client Specialist
First Horizon Bank —Atlanta, GA
- Mid-level
- Office
- 3 years
- Wellness program
- Health savings account
REGIONAL CREDIT OFFICER - CRE
Coastal States Bank —Atlanta, GA
- Full-time
- Customer service
- 5 years
- Computer literacy
- Health savings account
- AD&D insurance
Quick Apply
Vice President, Credit – USDA OneRD Lending
Peachtree Hotel Corporate LLC —Atlanta, GA
- Office
- Finance
- 8 years
Quick Apply

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loan underwriter jobs near morrow ga

Underwriter III

Silverton Mortgage -
Atlanta, GA

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Job Details

Full-time
$110,000 - $140,000 a year

Qualifications

Customer communication
Confidential information handling
Federal Housing Administration (FHA) loans
Customer service
Conventional mortgage loans
High school diploma or GED
FHA Direct Endorsement Certification
Computer skills
Veterans Affairs (VA) loans

Full Job Description

Why Silverton Mortgage:

We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry
We believe in giving back and we do so through The Silverton Foundation
Our strong communication skills drive customer satisfaction
We offer extensive product lines and maintain an in-house loan process that offers a competitive edge
We have fun!

Role: Underwriter III

Department: Underwriting

Workstyle: Remote Eligible

Pay: The total expected pay range including bonus for this position is from $110,000 - $140,000. The stated hiring range is based on experience, qualifications, and other relevant factors. Final compensation decisions will take into account a variety of considerations, including individual skills, internal equity, and organizational needs.

JOB SUMMARY

The Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product loans to determine credit worthiness of the borrower, assess risk to the Company, and ensure compliance with federal, state, and Company lending guidelines and regulations. This role is responsible for providing consistency in credit quality and decisions, process flow, and customer service (both internal and external) when determining mortgage loan approval.

JOB FUNCTIONS

Loan File Review

Ensures conventional, FHA, VA, and specialty product loans are compliant and eligible in the secondary market by completing a full credit and risk analysis of the loan file, which includes reviewing the real estate contract, title documents, borrower’s ability to repay and agency requirements. Consistently exceeds volume metric of two initial submissions per day with an average of ten loan files per week.

Credit Analysis:
- Reviews the borrower’s credit history to assess their credit worthiness and ability to repay. This includes looking at the borrower’s credit report, credit scores, and payment history, debt-to-income ratios, and other financial criteria.
Asset & Debt Evaluation:
- Verifies borrower’s assets (e.g., savings, investments, real estate holdings) to ensure sufficient funds.
- Checks for existing debt and/or loans that may impact repayment.
- Considers the borrower’s ability to make monthly mortgage payments, based on their income, employment status, and debt-to-equity ratio.
- Confirms borrower’s income and certifies income calculations.
Collateral Review:
- Reviews title reports to confirm legal ownership, as well as any liens or encumbrances on the property.
- Reviews the appraisal to evaluate the condition of the property being financed.
Risk Assessment:
- Uses automated underwriting systems for initial risk scoring.
- Performs manual underwriting for complex cases and analyzing compensation factors.
- Manages risk and prevents fraud in the lending process by identifying and addressing any potential red flags in the loan application and supporting documents.

Loan Program and Compliance Check

Confirms loan meets lender & regulatory guidelines (e.g. conventional, FHA, and VA loan requirements)
Ensures compliance with federal & state lending laws (e.g., Truth in Lending Act, Equal Credit Opportunity Act).
Reviews all documentation in the file to ensure it meets applicable agency or investor guidelines.

Loan Approval

Issues a conditional approval if additional documentation or explanation is required.
Documents underwriting decisions in the Loan Operating System regarding approval to assist with post-closing, quality control, or management, should questions arise.
Communicates with Loan Originators, Processors, and Closers that loan is CTC (Clear to Close).

Administration & Communication

Works with Loan Originators, Processors, borrowers, and other stakeholders to answer and/or clarify any questions or concerns regarding underwriting decisions, guidelines or conditions.
Assists with internal/external audit requests.
Stays abreast of current trends in the mortgage industry (investor, agency, and government guidelines), changes in regulations and market conditions to ensure that underwriting processes remain current and effective.
Communicates with Loan Originators, Processors, and other team members regarding underwriting decisions, guidelines, and conditions.
Assists with internal/external audit requests.

REQUIREMENTS AND QUALIFICATIONS

Education: High school diploma or equivalent required. College degree preferred.

Years of Related Experience: Minimum of 5 years’ experience underwriting conventional, FHA, and VA mortgage loans.

Licenses/Certifications: Direct Endorsement (DE); Staff Appraisal Reviewer/Lender Appraisal Processing Program (SAR/LAPP), VA Credit Authority

Knowledge, Skills and Abilities (KSAs):

Excellent understanding of investor, agency and government guidelines and systems.
Excellent written and verbal communication skills along with solid computer skills.
Analytical thinker and consultative mind to support both team members and managers in all areas of the business.
Goal-oriented, self-motivated with the capacity to meet and exceed assigned goals.
Willing to learn, industrious, determined, and assertive.
Excellent organizational skills and the ability to multitask to complete a wide variety of tasks.
Strong people skills with ability to interact with all internal teams and external customers.
Must be able to maintain sensitive and confidential information.
Diligence to ensure tasks are completed thoroughly and on time.

Silverton Mortgage is committed to creating an inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

Business Unit -

Silverton Mortgage

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Refine Your Search

loan underwriter jobs in morrow ga

Underwriter III

Senior Underwriter

BBLU Credit Underwriter I

Mortgage Loan Processor

Commercial Loan Pre-Closer

Government Guaranteed Lending Loan Processor/Closer

SENIOR COMMERCIAL LOAN UNDERWRITER

Home Loan Processor

Commercial Loan Pre-Closer

Commercial Underwriter

Credit Manager

Commercial Banking Client Specialist

Loan Processor III

CRE Sr Underwriter - Data Center Team Lead

Commercial Real Estate Portfolio Manager

Operations Coordinator

Senior SBA & USDA Underwriter

Senior Commercial Client Specialist

REGIONAL CREDIT OFFICER - CRE

Vice President, Credit – USDA OneRD Lending

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