Top 6 Credit underwriter Jobs in Oregon Wi

Credit Analyst
Lake Ridge Bank —Middleton, WI
- Email
- English
- Mid-level
- Office
Loan Processor 1
Summit Credit Union —Cottage Grove, WI
- Hybrid work
- Microsoft Excel
- Microsoft Outlook
- Basic math
Mortgage Loan Underwriter
Summit Credit Union —Cottage Grove, WI
- Hybrid work
- Microsoft Outlook
- Mid-level
- Office
6d
Mortgage Loan Processor
Novus Home Mortgage —Madison, WI
- $25 - $32 an hour
- Customer service
- Mid-level
- Office
Quick Apply
2d
Loan Assistant
Lake Ridge Bank —Monona, WI
- Email
- Microsoft Outlook
- Computer literacy
- English
Loan Production Specialist
Lake Ridge Bank —Middleton, WI
- Email
- 5 years
- English
- Mid-level

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Loan Processor 1
Summit Credit Union —Cottage Grove, WI
High school diploma or equivalent required; additional coursework in real estate, lending, or related field preferred.
Indirect Processor 1
Summit Credit Union —Cottage Grove, WI
High school diploma or equivalent required; associate degree in business, finance, or related field preferred.

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Commercial Underwriter / Credit Officer
CFBank —Columbus, OH
Work closely with the sales team to identify and structure credit solutions with the ultimate goal of growing the business while minimizing risk.
Quick Apply
Credit Officer, CRE
S&T Bank —Hilliard, OH
Function : Manages the credit process consistent with Corporate and Credit Policy and serves as a central point in deciding credit exposure for new and existing…
$75,000 - $184,800 a year

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credit underwriter jobs near oregon wi

Credit Analyst

Lake Ridge Bank -
Middleton, WI

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Job Details

Full-time

Qualifications

Customer communication
Confidential information handling
Balance sheet
English
Profit & loss
Math
Financial report interpretation
Accounting and finance experience
Financial statement interpretation
Typing
Productivity software
Profit and loss analysis

Full Job Description

Description:

Lake Ridge Bank is in search of a Credit Analyst to join our underwriting team! The Credit Analyst will be responsible for spreading financial statements as required by Lake Ridge Bank loan policy. In addition, this role will analyze and underwrite commercial credits and partner with Underwriters and Business Relationship Managers in making credit decisions.

Financial Analysis

Accurately spread ‘raw’ business and ag financial statements into financial spreading software as collected (includes tax returns, balance sheets, profit & loss statements, aging reports and projections).
Verify accuracy and research discrepancies in ‘raw’ statements.
Provide credit analysis and identify trends based on collected financials and spreads on an ongoing basis for existing customers to Business, Commercial & Ag Bankers.
Monitor and verify borrowing base certificates and other loan covenants. Report findings to Underwriting Teams.
Maintain financial tracking system upon the waiver or change in financial tracking requirements.
Monitor and verify ongoing collection efforts.
Set up new customers on financial tracking system and set up ticklers for future collection.

Underwriting and Approval Process

Underwrite and facilitate new and renewal credits where the aggregate debt is generally at or below $1MM, and other less complex credits as assigned by the Small Business Underwriting Manager.
Collaborate with Underwriting Teams acting as a liaison between Business, Commercial & Ag Banker, Commercial Production staff, Credit Risk Department and other internal staff members as necessary
Ensure proper documentation of loan file via a loan proposal and post approval due diligence.
Work with third party individuals as needed such as evaluation/appraisal orders and environmental due diligence.
Full Knowledge of the Small Business Model (SBM) & Small Ag Model (SAM) systems and how they facilitate loans quickly through the overall loan process.

Adhere to all Bank Security/Compliance Regulations

Complete all annual bank security and compliance training.
Adhere to Bank Security/compliance and policy guidelines for commercial production and/or loan area
Maintain confidentiality of customer information at all times.
Stay current on all compliance regulations

Requirements:

Associates degree in Finance, Accounting, Business and/or similar field of education and/or three (3) years previous work experience in a lending environment
Solid understanding of financial statements including but not limited to tax returns, profit & loss statements, income statements, balance sheets, and other business financials
Well-developed interpersonal and communication skills (verbal & written) in order to communicate and relate effectively with customers and associates
Good accounting/math skills with the ability to work precisely with numbers and financial calculations
Strong attention to detail with the ability to work efficiently & accurately
Demonstrated ability in exercising independent judgment
Strong organizational skills, including the ability to prioritize and remain calm while working in a fast paced/deadline driven environment
Good working knowledge of Microsoft Office Suite, proficient typing/keyboarding skills and the ability and willingness to learn new programs and software
Ability to maintain confidential customer information
Ability to read, write, understand and speak English clearly
Ability to represent the organization in a professional, positive manner

PREFERRED QUALIFICATIONS:

Bachelor’s degree in Accounting or Finance
Previous experience in credit analysis or commercial underwriting within a financial institution
Previous work experience in accounting and / or working with business financial statements
Previous experience working in a lending environment, preferably in a financial institution setting

This position is a full time position with hours of 8am – 5pm Monday-Friday with the flexibility.

Lake Ridge Bank values a diverse workforce and is an Affirmative Action/Equal Opportunity Employer.

Consistent with Lake Ridge Bank’s commitment to employ and advance qualified individuals with disabilities, Lake Ridge Bank provides reasonable accommodation to apply for or perform a job. Some examples of reasonable accommodation include alternate methods to apply, providing documents in an alternate format, altering work procedures, specialized equipment or use of an interpreter. If an individual needs reasonable accommodations to apply or perform a job here at Lake Ridge Bank, please contact Human Resources at (608) 849-2700 or email us.

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Refine Your Search

credit underwriter jobs in oregon wi

Credit Analyst

Loan Processor 1

Mortgage Loan Underwriter

Mortgage Loan Processor

Loan Assistant

Loan Production Specialist

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